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1、Grameen Bank,Grameen bank,Only for poor,Muhammad Yunus has worked for nearly four decades to eradicate poverty through micro-lending.rdket根除He said microcredit has shown a way to empower women into entrepreneurship.Grameen Bank proved to the world that entrepreneurship is the solution to poverty.,He
2、 and his bank won The Nobel Peace Prize in 2006,http:/www.grameen-info.org/,TheGrameen Bank is a Nobel Peace Prize-winningmicrofinanceorganization and community development bankfounded inBangladesh.It makes smallloans(known asmicrocreditor grameencredit)to the impoverished without requiringcollatera
3、l.The name Grameen is derived from the wordgramwhich means rural or village in theBengali language.makrofanns小额信贷；微型金融,maikrukredit微型贷款；微额信贷mpv()r使贫穷；使枯竭klt()r()l抵押品；旁系亲属,Grameen Bank is founded on the principle that loans are better than charity to interrupt poverty:they offer people the opportunit
4、y to take initiatives in business or agriculture,which provide earnings and enable them to pay off the debt.ntvn.主动权；首创精神 adj.主动的；自发的；起始的,The bank is founded on the belief that people have endless potential,and unleashing their creativity and initiative helps them end poverty.Grameen has offered cre
5、dit to classes of people formerly underserved:the poor,women,illiterate,and unemployed people.nli解除的束缚,nds:vd adj.服务不周到的；服务水平低下的lt()rt adj.文盲的；n.文盲,Access to credit is based on reasonable terms,such as the group lending system and weekly-installment payments,with reasonably long terms of loans,enabl
6、ing the poor to build on their existing skills to earn better income in each cycle of loans.nst:lmntn.安装；分期付款,Grameens objective has been to promote financial independence among the poor.It targets the poorest of the poor,with a particular emphasis on women,who receive 95 percent of the banks loans.
7、,孟加拉乡村银行,其模式是一种利用社会压力和连带责任而建立起来的组织形式，是当今世界规模最大、效益最好、运作最成功的小额贷款金融机构，在国际上被大多数发展中国家模仿或借鉴。,After 1978Deng Xiaopings TheoryOne of his theory is that to increase wealth of some people at first,Whats one of the most serious problem so far in China?,Big gap between rich and poor?,Rich Poor,Poverty is the ma
8、in factor of blocking national development,How to solve the problem?,Governmentcharitable institutionNGO【nongovernmental organization】社团非政府组织(指活跃在医疗、裁军、人权、环境保护等各个领域的国际性民间团体)。,Are there any other ways to lead the poor people out of poverty？,Management philosophy of Grameen bank,95%womenunsecured nskj
9、d adj.无担保的；未固定的5 people in one group16 decisions,The 16 Decisions of Grameen Bank,We shall follow and advance the four principles of Grameen Bank-Discipline,Unity,Courage and Hard work in all walks of our lives.我们将毕生遵循和倡导格莱珉银行的四项原则纪律、团结、勇气和努力工作。Prosperity we shall bring to our families.我们将给家庭带来富足。We
10、 shall not live in dilapidated dlpdetd houses.We shall repair our houses and work towards constructing new houses at the earliest.我们不愿生活在破旧的房子里，将修缮旧房，并努力工作尽早盖新房。We shall grow vegetables all the year round.We shall eat plenty of them and sell the surplus.我们将四季都种蔬菜，要多吃蔬菜，并把多余的蔬菜卖掉。,We shall plan to ke
11、ep our families small.We shall minimize our expenditures.We shall look after our health.我们愿意保持规模较小的家庭。愿意节俭。要照顾自己的健康。We shall educate our children and ensure that they can earn to pay for their education.我们要教育小孩，确保可以为他们挣到学费。We shall always keep our children and the environment clean.我们要使自己的孩子和环境一直保持干
12、净。We shall build and use pit-latrines.我们将修建和使用坑式厕所。We shall drink water from tubewells.If it is not available,we shall boil water or use alum.我们将饮用从井里打上来的水We shall not take any dowry at our sons weddings,neither shall we give any dowry at our daughters wedding.We shall keep our centre free from the
13、curse of dowry.We shall not practice child marriage.儿子娶妻时我们不要嫁妆，女儿出嫁时我们也不给嫁妆。要使我们的中心免受嫁妆之苦。禁止童婚。,We shall not inflict any injustice on anyone,neither shall we allow anyone to do so.我们不会侵犯任何人，也不允许任何人侵犯别人。We shall collectively undertake bigger investments for higher incomes.我们将集体进行一些较大的投资，以获得更高回报。We s
14、hall always be ready to help each other.If anyone is in difficulty,we shall all help him or her.我们随时准备互相帮助。一人遇难，大家相助。If we come to know of any breach of discipline in any centre,we shall all go there and help restore discipline.如果知道任何人破坏了任何中心的任何纪律，我们都会帮助恢复纪律。We shall take part in all social activiti
15、es collectively.我们将会集体参加所有的社会活动。,Vocabulary,affluent flunt a.1.The entire society will embark从事，着手on a road of civilized development with developed production,affluent life and a sound ecological environment 整个社会走上生产发展、生活富足、生态良好的文明发展道路。2.What affluent Singaporeans need is a keen awareness of our cul
16、tural heritage.现在富足的新加坡人缺的就是深厚坚实的人文意识。,vulnerable vlnrbl,他是容易受到诱惑的。He is vulnerable to temptation.emerge from雨过后，太阳从云层后面出来。After the rain,the sun emerges from behind the clouds.,Success,Model of charity capitalism 98.89%repayment rate Half of 6.3 million borrowers eliminated poverty Remaining profit
17、able Using“Yunus mode”in many countries,Doubts,Is it all from poor and giving back to poor?Is it applicable to all over the world?Is it a truth that lead poor people get away from poverty,or Vampirism掠夺?,Summary,impossible possible,Follow the basic ruleDecrease misunderstanding about micro-lendingDeal well with the relationship between government and bank,The social business you create based on your plan may be small,but if it works,it could end up being replicated(重复，复制)in thousands of locationsand so end up changing the world.by How Capitalism Failed,Thank you!,
