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1、 2008年中国建设银行总行笔试题目【转贴】 考试类别:非信息技术类1)封闭式基金的转让价格的规定2)以下哪个是直接金融工具:商业票据,银行本票,保险单,银行券3)贷款的下限管理4增长型周期描述的是处于低谷时的经济增长表现为哪种模型5)从价格结果来看,国家的储备物资属于支出属于哪类支出6)有关开放式基金的申购,赎回7)绩效管理中的成果与程序管理8)回归模型进行自相关检验,直接用DW检验,那么DW的值接近于几,检验是否有效9)财务公司的主要业务10)使用二阶段最小二乘法估计结构式参数必须满足11)决定债券内在价值的主要变量12)商业银行的二级储备资产是什么13)贷款与各项存款比例不得超过多少?1
2、4)资本性债券是银行的哪种资本15)北京奥运会共分多少大类,多少小类,残奥会什么时候开幕16)首届夏季达沃斯年会在哪里召开,中国哪位领导人出席,并做主题为什么的发言.17)十七大都提出了哪些经济方针 以上是自己在十分钟之内连忙记下来的,周围的人都在忙着检查和做题,希望对以后的学弟学妹们有用2009年03月12日 星期四 19:09很欣赏建行的笔试，相当综合和全面。从金融，会计，财政，货币银行学，经济学，市场营销学，管理学，统计学，法律，英语专业阅读，最新版行政能力测试，到17大报告的主要内容，奥运会，“嫦娥”，可以说是应有尽有，连雪灾也间接考到。共155道题，9：00-12：00Section
3、 1 70题金融：银行业务中表间业务和表外业务的种类，期货，基金申购的确认时间，封基的特点，人行在2008年1月15日的调息决定，个人房产按揭首付比例，商业银行现场检查的规定，巴塞尔新协议，银行核心资本附属资本的内容，计算某人购买面值1000万的股票，实际支出9*，财务费用10万，票面利率10%，在一系列过程之后，计算账面价值，抵押贷款与信托，存款类别会计：主要围绕新会计准则，当企业发生会计政策变更时，会计处理方法有两种：追溯调整法和未来适应法（适用的条件公允价值的确认，关联方的确认，置换，财政：通货紧缩时应使用的财政及货币政策，国际税法中避免双重征税的方法（免税法和抵免法），比例税和累进税各
4、自在通货膨胀时对财政收入的影响，经济学：基钦曲线(是考察资本主义经济发展中的一种历时较短的周期性经济波动而提出的理论.。基钦根据美国和英国1890年到1922年的利率、物价、生产和就业等统计资料从厂商生产过多时就会形成存货、从而减少生产的现象出发，把这种2一4年的短期调整称为“存货”周期，在40个月中出现了有规则的上下波动发现了这种短周期)-资料来源：市场营销学：分量相当重 多策略竞争管理学：事前，事中，事后的管理与控制，员工激励，绩效，灾难应急机制统计学：最小二乘估计的适用条件（简约方程式，结构方程式，经典误差项）DW检验 属性与类别的区别法学：物权法，债权，留置Section 2 Engl
5、ish Reading 15道Passage 1:香港，新加坡引进移民精英与房价攀升的矛盾Passage 2：organic food,local food, and 某food 的优劣势比较Passage 3：企业内不受欢迎但工作能力强的犇人VS企业内人际关系好但工作效率或业绩一般般的好好先生Section 3 新版行测数学，逻辑推理，语文，资料分析Section 4 Common Sense(相当不common)奥运会，17大报告（相当多内容的考察）“嫦娥” 人行调息，个人住房按揭 四、 考试分为两部分,上午9点到10点半是综合能力测试,10点半到12点是专业知识.综合能力测试为100道选
6、择题,专业知识是120道选择题,含多选,时间都是90分钟.也就是说在180分钟内完成220道选择题.想想就知道难度了.平均起来一道题不能超过一分钟. .就说第一部分吧,综合能力测试,类似于公务员行政能力测试,其中有不少题目需要计算,需要推理,需要思考,1分钟完成,不可能. .而专业知识的试卷上来就是三篇英文阅读理解,每篇后有5道选择题,15分钟看3篇阅读理解,难度太大了,照我这水平,15分钟也就看一篇半. . 这次笔试我算了一下,所有人数大约在1300左右,其中包括硕士研究生,最后的结果是只有200个人能进面试,这个比例比农行的大多了,希望是有,但还是不敢多想. 五、考试分为了行政职业能力测试
7、和专业基础测试两部分，用时3个钟头，中间不休息，一个一半的时间。行测全是公务员考试的题，有好多以前做过，还是想不起来了，就连题型都和国家公务员考试的题相同。一共100道题。专业基础的第一部分就是英语的阅读理解，一看我就头大，幸亏后面的题没用英语。英语的阅读有三个，接着就是专业了，包括了管理学、金融学、会计学、计算机等，挺全的，也挺难的，基本不会，以金融居多，最后面还出现了多选题。共120道题，挺紧张的，只是都不大会，很快就做完了。六、建设银行系笔经zz上午是行政能力测试。120分钟，150道题。比公务员题简单，而且有公务员考试原题，其实复习公务员考试的价值可能更多的体现在公务员考试之外，呵呵。
8、时间还是比较紧张的，紧赶慢赶做完了。下午是专业考试，分为信息技术类和非信息技术类，我考的是非信息技术类。包括6篇阅读，感觉文章六级水平，但是题比托福还直接。所以还算简单，当然我英语非常烂，可能是我中了圈套还不知道：）文章类型包括生物一篇（生物适应性的），时政一篇（朝核问题的），金融内容的4篇（记得有信用限额、期货、美联储还有一个忘了）。感觉如果金融专业课学的好，应该都不用读文章，可以直接选，我专业不是经济金融类的，所以还是要花时间看。后面是100个单选和30个多选。多选分值很高，但是如果少选可以得部分分。内容基本上是宏观经济常识、金融常识、会计知识、营销管理知识和非常少的法律知识。最后是20个
9、判断题，内容和选择题差不多。总共180道题，3个小时，我因为除了英语基本不会，所以尽管努力认真、慎重的猜还是提前半小时答完了，交卷走人。七、笔试题一共分两部分,第一部分是综合知识,六十道单向选择题,说白了就是公务员考试的题,第二部分是专业知识,四十道.有单选多选和判断.至于内容嘛则相当丰富,金融国贸法律计算机总之是啥都有,想复习都找不着方向.2009年建行总行的笔试共155道题，70道专业题，15道英语，70综合测试（类似于公务员行测），考试时间180分钟，时间基本上是充分的。从难度上看，综合测试比公务员要简单不少，特别是数学、资料分析。英语大概与六级难度相当，也不算难。能拉开距离的应该是专业
10、测试，因为建行的专业考试范围很广，涉及到了金融、经济、管理、市场营销、财务会计、计量经济学等各个学科，要想全面覆盖这些知识面，需要平时的积累。专业题涉及下面的内容：1、法定准备金率2、财政货币政策3、欧式期权4、巴塞尔协议三大支柱5、参数估计和残差6、企业文化7、金融市场的要素8、即期和远期9、商品的需求弹性10、财务报表11、盈余公积12、会计利润13、商业票据贴现14、公允价值和账面价值15、市场细分16、金字塔管理结构中，上级与中级领导比：管理难度与幅度问题17、非货币性商品交换中关于具有商业实质和没有商业实质的问题18、积极的财政政策与扩张的货币政策的使用范围19、国家偿债的率20、财
11、务杠杆问题21、关于物权法中的留置权22、市场占有率：某公司的市场占有率是30%，其他最大三个竞争对手的市场占有率分别为20%，12%,8%。问该公司的相对市场占有率23、有限责任公司股东转让股份的条件24、信用卡信用额度的确认25、银行整存整取问题26、货币市场工具27、企业战略：当企业处于成长期应该：扩大市场占有率？28、哪个属于会计政策变跟：房地产由成本法改为公允价值？不记得了29、关于内部欺诈问题30、新巴赛尔协议中关于逾期贷款的风险权重31、商业银行法中关于客户贷款的问题32、公司申请贷款不需审核的什么。33、关于欧式看涨期权说法正确的是：利率上涨及期权时间等对期权价格的影响34、回
12、购债券价格的决定因素英语有三篇阅读理解：1、第一篇是反战的2、第二篇是关于美元贬值的3、第三篇是关于网络出版的据说是考研和六级题，在网上一查，果然是的。所以能给大家奉上完整的题目！美元贬值那一篇的语言十分冷幽默，挺有意思的。Text 2Imagine waking up and finding the value of your assets has been halved. No, youre not an investor in one of those hedge funds that failed completely. With the dollar slumping to a 26
13、-year low against the pound, already-expensive London has become quite unaffordable. A coffee at Starbucks, just as unavoidable in England as it is in the United States, runs about $8.The once all-powerful dollar isnt doing a Titanic against just the pound. It is sitting at a record low against the
14、euro and at a 30-year low against the Canadian dollar. Even the Argentine peso and Brazilian real are thriving against the dollar.The weak dollar is a source of humiliation, for a nations self-esteem rests in part on the strength of its currency. Its also a potential economic problem, since a declin
15、ing dollar makes imported food more expensive and exerts upward pressure on interest rates. And yet there are substantial sectors of the vast U.S. economy-from giant companies like Coca-Cola to mom-and-pop restaurant operators in Miami-for which the weak dollar is most excellent news.Many Europeans
16、may view the U.S. as an arrogant superpower that has become hostile to foreigners. But nothing makes people think more warmly of the U.S. than a weak dollar. Through April, the total number of visitors from abroad was up 6.8 percent from last year. Should the trend continue, the number of tourists t
17、his year will finally top the 2000 peak? Many Europeans now apparently view the U.S. the way many Americans view Mexico-as a cheap place to vacation, shop and party, all while ignoring the fact that the poorer locals cant afford to join the merrymaking. The money tourists spend helps decrease our ch
18、ronic trade deficit. So do exports, which thanks in part to the weak dollar, soared 11 percent between May 2006 and May 2007. For first five months of 2007, the trade deficit actually fell 7 percent from 2006.If you own shares in large American corporations, youre a winner in the weak-dollar gamble.
19、 Last week Coca-Colas stick bubbled to a five-year high after it reported a fantastic quarter. Foreign sales accounted for 65 percent of Cokes beverage business. Other American companies profiting from this trend include McDonalds and IBM.American tourists, however, shouldnt expect any relief soon.
20、The dollar lost strength the way many marriages break up- slowly, and then all at once. And currencies dont turn on a dime. So if you want to avoid the pain inflicted by the increasingly pathetic dollar, cancel that summer vacation to England and look to New England. There, the dollar is still treat
21、ed with a little respect.52. Why do Americans feel humiliated?A) Their economy is plunging B) They cant afford trips to EuropeC) Their currency has slumped D) They have lost half of their assets.53.How does the current dollar affect the life of ordinary Americans?They have to cancel their vacations
22、in New England.They find it unaffordable to dine in mom-and-pop restaurants.They have to spend more money when buying imported goods.They might lose their jobs due to potential economic problems.54 How do many Europeans feel about the U.S with the devalued dollar?They feel contemptuous of itThey are
23、 sympathetic with it.They regard it as a superpower on the decline.They think of it as a good tourist destination.55 what is the authors advice to Americans?They treat the dollar with a little respectThey try to win in the weak-dollar gambleThey vacation at home rather than abroadThey treasure their
24、 marriages all the more.56 What does the author imply by saying “currencies dont turn on a dime” (Line 2,Para 7)?The dollars value will not increase in the short term.The value of a dollar will not be reduced to a dimeThe dollars value will drop, but within a small margin.Few Americans will change d
25、ollars into other currencies.The answers as follow:52,B, Their currency has slumped. 53,C, They have to spend more money when buying imported goods. 54,D, They think of it as a good tourist destination. 55,C, They vacation at home rather than abroad. 56,A, The dollars value will not increase in the
26、short term.Text 3It used to be so straightforward. A team of researchers working together in the laboratory would submit the results of their research to a journal. A journal editor would then remove the authors names and affiliations from the paper and send it to their peers for review. Depending o
27、n the comments received, the editor would accept the paper for publication or decline it. Copyright rested with the journal publisher, and researchers seeking knowledge of the results would have to subscribe to the journal.No longer. The Internet and pressure from funding agencies, who are questioni
28、ng why commercial publishers are making money from government-funded research by restricting access to it is making access to scientific results a reality. The Organization for Economic Co-operation and Development (OECD)was just issued a report describing the far-reaching consequences of this. The
29、report, by John Houghton of Victoria University in Australia and Graham Vickery of the OECD, makes heavy reading for publishers who have, so far, made handsome profits. But it goes further than that. It signals a change in what has, until now, been a key element of scientific endeavor.The value of k
30、nowledge and the return on the public investment in research depends, in part, upon wide distribution and ready access. It is big business. In America, the core scientific publishing market is estimated at between $7 billion and $11 billion. The International Association of Scientific, Technical and
31、 Medical Publishers says that there are more than 2,000 publishers worldwide specializing in these subjects. They publish more than 1.2 million articles each year in some 16,000 journals.This is now changing. According to the OECD report, some 75% of scholarly journals are now online. Entirely new b
32、usiness models are emerging; three main ones were identified by the reports authors. This is the so-called big deal, where institutional subscribers pay for access to a collection of online journal titles through site-licensing agreements. There is open-access publishing, typically supported by aski
33、ng the author (or his employer) to pay for the paper to be published. Finally, there are open-access archives, where organizations such as universities or international laboratories support institutional repositories. Other models exist that are hybrids of these three, such as delayed open-access, w
34、here journals allow only subscribers to read a paper for the first six months, before making it freely available to everyone who wishes to see it. All this could change the traditional form of the peer-review process, at least for the publication of papers.6. In the first paragraph, the author discu
35、ssesA the background information of journal editing.B the publication routine of laboratory reports.C the relations of authors with journal publishers.D the traditional process of journal publication.7. Which of the following is true of the OECD report?A It criticizes government-funded research.B It
36、 introduces an effective means of publication.C It upsets profit-making journal publishers.D It benefits scientific research considerably.8. According to the text, online publication is significant in thatA it provides an easier access to scientific results.B it brings huge profits to scientific res
37、earchers.C it emphasizes the crucial role of scientific knowledge.D it facilitates public investment in scientific research.9. With the open-access publishing model, the author of a paper is required toA cover the cost of its publication.B subscribe to the journal publishing it.C allow other online
38、journals to use it freely.D complete the peer-review before submission.10. Which of the following best summarizes the main idea of the passage?A The Internet is posing a threat to publishers.B A new mode of publication is emerging.C Authors welcome the new channel for publication.D Publication is re
39、ndered easier by online service.参考答案：D C A A B26. In the first paragraph, the author discussesA the background information of journal editing.the publication routine of laboratory reports.C the relations of authors with journal publishers.D the traditional process of journal publication.正确答案D答案解析概括段
40、落大意。本文谈的是通过互联网发表研究成果的一种新方式，指出了三大业务模式。第一段先谈传统的杂志出版（论文发表）流程，以此引出话题，所以正确答案是D。A选项journal editing沾点边，但不吻合。做这类题及主题题型可以使用逆向法，即思路是：如果真要写journal editing的，那应该从如何编辑，如何取舍及一些编辑的细节入手，而本段明显不是。B离题更远，实验报告，从何谈起呀？C作者与杂志社的关系，这个流程是涉及到，但要谈的不是这个。总之，此题从本段的内容，本段在全篇的作用，以及本文要谈的主题角度，可以确定正确答案。信心指数99.927. Which of the following
41、is true of the OECD report?A It criticizes government-funded research.It introduces an effective means of publication.C It upsets profit-making journal publishers.D It benefits scientific research considerably.正确答案C答案解析A肯定不对，报告并未批评政府资助的研究，是funding agencies批评commercial publishers，也就是这些资助一些研究项目的机构质询商业
42、出版机构，我出钱，是为社会受益，咋变成你受益了呢？这个选项错在张冠李戴。B也不对，报告引进（introduces）了一种新的出版方式吗？不是它吧？谁呢？The Internet is making access to scientific results a reality.是Internet，对吧？C正确。Why? 实际上是考对这句话的理解：The report makes heavy reading for publishers. “heavy reading”是啥意思呢？费力的阅读。此处的heavy意为hard to do or accomplish; arduous。字面的意思是，这个
43、报告让获取巨大利润的出版商们读起来费劲。为什么读起来费劲啊？是他们的词汇量不够读不懂吗？当然不是，结合文章所述内容，是因为这个报告直指要害，触及了他们。读出了这层意思，C选项当然就可以大胆选啦！D选项不对，全文核心意思，是互联网出版方式会给科学研究带来巨大的好处，使得科学成果更容易被人分享。并不是这个报告本身对科学研究带来多大好处。当然啦，这个报告既然指出了这个趋势，或多或少总能让科研受益一些，但注意命题者还刻意加了一个considerably，一篇报告能有如此“相当的”作用？信心指数99.928. According to the text, online publication is si
44、gnificant in thatA it provides an easier access to scientific results.it brings huge profits to scientific researchers.C it emphasizes the crucial role of scientific knowledge.D it facilitates public investment in scientific research.正确答案A答案解析文中两句话决定A正确，一是The Internet is making access to scientific
45、results a reality. 二是The value of knowledge and the return on the public investment in research depends, in part, upon wide distribution and ready access. 也就是知识的价值在于其广泛传播和即时获取，而互联网使得科学成果的很容易获取变为现实。这不就是基于互联网的在线出版的重大意义吗！B不对，因为文章始终没有谈论研究者的获利问题，要说谈，它也只是谈了scientific publishing market是一个big business。而且，在线
46、学术期刊的第二种业务模式（open-access publishing），还得研究者自己掏腰包的！科学知识本身无比重要的作用不在本文讨论范围，C不对。促进对科学研究的公共投资也无从谈起，D亦被轻松排除。信心指数99.929. With the open-access publishing model, the author of a paper is required toA cover the cost of its publication.subscribe to the journal publishing it.C allow other online journals to use
47、it freely.D complete the peer-review before submission.正确答案A答案解析考对这句话的理解：There is open-access publishing, typically supported by asking the author (or his employer) to pay for the paper to be published. 通过作者本人（或其老板）付费发表的方式支持开架在线阅览，注意，这里的付费，付什么费用呀？付给出版网站的费吗？我的想应该是发表论文的研究费用，A选项所指即这个，当然这是题外话。B乃空穴来风，毫无根据。C有一定的干扰性，本来这层意思本文也是只字示提，但既然是open-access publishing嘛，那用户应该是可以免费使用的。但
