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1、2023/7/8,SWIFT报文标准在支付业务中的应用,运营服务总部（收付清算）2011年6月21日,1,2,Category 1 客户汇款与支票CUSTOMER PAYMENT&CHEQUESCategory 2 银行头寸调拨FINANCIAL INSTITUTION TRANSFERSCategory 3 外汇买卖、货币市场及衍生工具FOREIGN EXCHANGE,MONEY MARKETS&DEVIRATIVESCategory 4 托收COLLECTIONS&CASH LETTERSCategory 5 证券业务SECURITIES MARKETSCategory 6 银团贷款和贵金
2、属业务PRECIOUS METALS&SYNDICATIONSCategory 7 跟单信用证和保函DOCUMENTARY CREDIT&GUARANTEESCategory 8 旅行支票TRAVELLERS CHEQUESCategory 9 银行和客户账务CASH MANAGEMENT&CUSTOMER STATUSCategory 0 SWIFT系统报文SYSTEM MESSAGES,3,交流内容,4,4,报文由汇款行或接受汇款委托的银行直接或通过代理行发送给另一家银行，用来发送付款指令的报文格式。,MT103单笔客户汇款,4,4,-|,M=Mandatory O=Optional,5,
3、案例一,Bike 4U是的苏黎世的自行车进口商，该公司向纽约一家大供应商Silver Wings订购了一批儿童踏板车。Bikes 4U的账户行为苏黎世的UBS AG（UBSWCHZH），Silver Wings的账户行为纽约Citibank（CITIUS33)。Bikes 4U指示其账户行将款项汇到收款人的账户行，汇款金额为USD99,000，发票号码为6789。,6,Bikes 4U,ZurichUBSWCHZH CITIUS33Silver Wings,New York,MT103,7,50a：汇款人,选项50A/34x 4!a2!a2!c,选项50F 35x 4*35X,选项50K/34
4、x 4*35X,8,50a：汇款人,格式一：/34x 1!n/33x,格式二：4!a/2!a/27x 1!n/33x,选项50F 35x 4*35X,10,数字代码：付款人名称 地址 国家和城市 生日 出生地 客户识别号码 公民身份号码 附加信息,代码词：ARUN 国外注册号CCPT 护照号码CUST 客户识别号码DRLC 驾照号码EMPL 雇主号码IBEI 国际商业实体标识NIDN 公民身份号码SOSE 社会保险号码TXID 纳税标识号码,9,50F：/12345678 1/SMITH JOHN 2/299，PARK AVENUE 3/US/NEW YORK，NY 10017,50F：DRL
5、C/BE/BRUSSELS/NB0949042 1/DUPONT JACQUES 2/HIGH STREET 6，APT 6C 3/BE/BRUSSELS,50F：CUST/DE/ABC BANK/123456789/8-123456 1/MAIN GEORG 2/LOW STREET 7 3/DE/FRANKFURT 8/7890,10,59a：收款人,选项59A/34x 4!a2!a2!c,选项59/34x 4*35X,Sender UBSWCHZHMessage Type 103Receiver CITIUS33,11,M Senders reference 20:PAY/001M Ba
6、nk Operation Code 23B:CREDO Instruction Code 23E:PHOB/2124551800M Value Date,Ccy,Interbank Sett Amt 32A:110313USD99000,M Ordering Customer BIKES 4U TALSTRASSE 101 8022 ZURICHM Beneficiary Customer 59:/1234567890 SILVER WINGS 42ND STREET NEW YORK,NY 10022O Remittance Information 70:/INV/6789M Details
7、 of Charges 71A:SHA TRAILER(S),12,23E：指示代码,CHQB 通过支票付款。使用CHQB，59栏位不能放入账号。CORT 公司之间贸易结算的付款。INTC 同一集团内部两个公司之间的付款。SDVA 付款日也是起息日。汇款必须在同一天交到收款人手里。,HOLD 前来取款，验明身份后付款。REPA 是关于电子支付参号下的付款。PHON 请电话通知帐户人。PHOB 请电话通知收款人。PHOI 请电话通知中间行。TELE 请用最有效的通讯方式通知帐户行。TELB 请用最有效的通讯方式通知收款人。TELI 请用最有效的通讯方式通知中间行。,13,70：汇款信息,格式：4
8、*35x,代码词INV 发票信息，后跟日期、参号和发票详情。IPI 标识相关国际付款指令的唯一参号RFB 收款人参号ROC 汇款人参号TSU TSU交易参号，代码字放在两个斜线之间，后跟发票号、单斜线、支付的金额。,14,假设进口商Bikes 4U指示UBS AG,Zurich向出口商Silver Wings支付瑞士法郎，金额为CHF108,000。UBS与Citibank之间有直接账户关系。,案例二,Sender UBSWCHZHMessage Type 103Receiver CITIUS33,15,M Senders reference 20:PAY/002M Bank Operatio
9、n Code 23B:CREDO Instruction Code 23E:PHOB/2124551800M Value Date,Ccy,Interbank Sett Amt 32A:110313CHF108000,M Ordering Customer BIKES 4U TALSTRASSE 101 8022 ZURICHM Beneficiary Customer 59:/1234567890 SILVER WINGS 42ND STREET NEW YORK,NY 10022O Remittance Information 70:/INV/6789M Details of Charge
10、s 71A:SHA TRAILER(S),16,MT103的货币符号指明了支付（借记/贷记）的方向：付款指令，授权借记付款指令，贷记证实,17,Silver Wings在法国巴黎设有分公司，Bikes 4U向Silver Wings的巴黎分公司以同样的价格购买另一批儿童踏板车。Silver Wings做促销活动，要求Bikes 4U在2011年3月底前先支付CHF5,000押金，付款信息中列明“special offer”。Bikes 4U指示其账户行 UBS AG，Zurich向Silver Wings 的欧元账户行Societe Generale，Paris（SOGEFRPP）汇款CHF5
11、,000。UBS AG在SOGEFRPP开立欧元账户。,1 EUR=1,61CHF5,000 CHF*0,61988=3099,42 EUR,案例三,18,Bikes 4U,ZurichUBSWCHZH SOGEFRPPSilver Wings,Paris,MT103,19,Sender UBSWCHZHMessage Type 103Receiver SOGEFRPPM Senders reference 20:PAY/003M Bank Operation Code 23B:CREDM Value Date,Ccy,Interbank Sett Amt 32A:110313EUR3099,
12、42O Currency/Instructed Amount 33B:CHF5000,O Exchange Rate 36:0,61988M Ordering Customer BIKES 4U TALSTRASSE 101 8022 ZURICHM Beneficiary Customer SILVER WINGS 36 AVENUE DES CHAMPS ELYSEES 75002 PARISO Remittance Information 70:/RFB/SPECIAL OFFERM Details of Charges 71A:SHA,20,如果报文中有71F或71G栏位，则33B必选
13、。如果收报行和发报行BIC中的国家代字同时包含在下列清单中，则33B必选。,33B：汇款人指示的币种和金额,21,Silver Wings在墨西哥有分公司。Bikes 4U指示其账户行UBS AG，Zurich（UBSWCHZH)向Silver Wings在Banco De Mexico，Mexico（BDEMMXMM）的美元账户行汇款，金额为USD25,000。UBS AG美元代理行是Citibank，New York（CITIUS33），支付的发票号码为AZV1470。款项到帐后，要求以最有效的通讯方式通知收款人Silver Wings。费用由交易双方各自承担。,案例四,Bikes 4U，
14、ZurichUBSWCHZHCITIUS33BDEMMXMMSilver Wings，Mexico,22,MT103,23,57a：帐户行,选项57A/1!a/34x 4!a2!a2!c3!a,选项57B/1!a/34x 35x,选项57C/34x,选项57D/1!a/34x 4*35x,24,Sender UBSWCHZH Message Type 103 Receiver CITIUS33,M Senders reference 20:PAY/004M Bank Operation Code 23B:CREDO Instruction Code 23E:TELBM Value Date,C
15、cy,Interbank Sett Amt 32A:110313USD25000,M Ordering Customer BIKES 4U TALSTRASSE 101 8022 ZURICHO Account with Institution 57A:BDEMMXMMM Beneficiary Customer 59:/33225678 SILVER WINGS PASEO DE LA REFORMA 116 06600 MEXICOO Remittance Information 70:/INV/AZV1470M Details of Charges 71A:SHA TRAILER(S),
16、25,纽约Citibank收到此笔MT103汇款指令后，继续将汇款指令传递给下一家银行。CITIUS33收取USD12费用。,Bikes 4U，ZurichUBSWCHZHCITIUS33BDEMMXMMSilver Wings，Mexico,MT103,26,52a：汇款行,选项52A/1!a/34x 4!a2!a2!c3!a,选项52D/1!a/34x 4*35x,27,Sender CITIUS33 Message Type 103 Receiver BDEMMXMM,M Senders reference 20:CUS/9232M Bank Operation Code 23B:CRE
17、DO Instruction Code 23E:TELBM Value Date,Ccy,Interbank Sett Amt 32A:110313USD24988,O Currency/instructed Amount 33B:USD25000，M Ordering Customer BIKES 4U TALSTRASSE 101 8022 ZURICHO Ordering Institution 52A:UBSWCHZHM Beneficiary Customer 59:/33225678 SILVER WINGS PASEO DE LA REFORMA 116 06600 MEXICO
18、O Remittance Information 70:/INV/AZV1470M Details of Charges 71A:SHAO Seders Charges 71F:USD12,CITIUS33收取USD12费用,28,71A：费用细则,SHA 交易中发报行方面的收费由汇款人承担，收款人承担收报行的费用。OUR 交易中双方的收费均由汇款人承担。BEN 交易中双方的收费均有收款人承担。,29,Bikes 4U，ZurichUBSWCHZHCITIUS33BDEMMXMMSilver Wings，Mexico,MT103,MT103,SHA,OUR,BEN,30,71F：发报行的收费,
19、71G：收报行的收费,31,如果本案例中由汇款人支付所有费用。CITIUS33的费用为USD12。由于BDEMMXMM与UBS AG之间没有账户关系，因此UBS AG当前不知道BDEMMXMM的收费情况。,Bikes 4U，ZurichUBSWCHZHCITIUS33BDEMMXMMSilver Wings，Mexico,32,MT103,OUR,33,Sender UBSWCHZH Message Type 103 Receiver CITIUS33,M Senders reference 20:PAY/004M Bank Operation Code 23B:CREDO Instructi
20、on Code 23E:TELBM Value Date,Ccy,Interbank Sett Amt 32A:110313USD25012,O Currency/Instructed Amount 33B:USD25000,M Ordering Customer BIKES 4U TALSTRASSE 101 8022 ZURICHO Account with Institution 57A:BDEMMXMMM Beneficiary Customer 59:/33225678 SILVER WINGS PASEO DE LA REFORMA 116 06600 MEXICOO Remitt
21、ance Information 70:/INV/AZV1470M Details of Charges 71A:OURO Details of Charges 71G:USD12，,Bikes 4U，ZurichUBSWCHZHCITIUS33BDEMMXMMSilver Wings，Mexico,34,MT103,BEN,假设费用由收款人支付：UBSWCHZH收费US20CITIUS33收费USD12BDEMMXMM收费USD11,35,Sender UBSWCHZH Message Type 103 Receiver CITIUS33,M Senders reference 20:PAY
22、/004M Bank Operation Code 23B:CREDO Instruction Code 23E:TELBM Value Date,Ccy,Interbank Sett Amt 32A:110313USD24980,O Currency/Instructed Amount 33B:USD25000,M Ordering Customer BIKES 4U TALSTRASSE 101 8022 ZURICHO Account with Institution 57A:BDEMMXMMM Beneficiary Customer 59:/33225678 SILVER WINGS
23、 PASEO DE LA REFORMA 116 06600 MEXICOO Remittance Information 70:/INV/AZV1470M Details of Charges 71A:BENO Details of Charges 71F:USD20，,36,Sender CITIUS33 Message Type 103 Receiver BDEMMXMM,M Senders reference 20:CUS/9232M Bank Operation Code 23B:CREDO Instruction Code 23E:TELBM Value Date,Ccy,Inte
24、rbank Sett Amt 32A:110313USD24968,M Ordering Customer BIKES 4U TALSTRASSE 101 8022 ZURICHO Account with Institution 52A:UBSWCHZHM Beneficiary Customer 59A:/33225678 WINGMXMMO Remittance Information 70:/INV/AZV1470M Details of Charges 71A:BENO Details of Charges 71F:USD20，O Details of Charges 71F:USD
25、12，TRAILER(S),37,Klaus Ziegler是Bikes 4U的总裁，计划到泰国度假。Klaus指示UBS AG Zurich（UBSWCHZH）汇款USD3,500给自己，款项汇到曼谷的Kasikornbank Public Company Limited（KASITHBK）。Klaus届时凭借其护照支取款项（护照号码：V631006）。Klaus指示银行自己作为收款人收取款项时支付银行费用。UBS AG的美元账户行是Barclays Bank Plc，New York（BARCUS33），并且KASITHBK在纽约的Bank of New York（IRVTUS3N）开立美
26、元账户。,案例五,Klaus ZieglerUBSWCHZHBARCUS33IRVTUS3NKASITHBKKlaus Ziegler,38,MT103,39,56a：中间行,选项56A/1!a/34x 4!a2!a2!c3!a,选项56D/1!a/34x 4*35x,选项56C/34x,40,Sender UBSWCHZH Message Type 103 Receiver BARCUS33,M Senders reference 20:PAY/005M Bank Operation Code 23B:CREDO Instruction Code 23E:HOLD/SWISS PASSPOR
27、T NO.V631006M Value Date,Ccy,Interbank Sett Amt 32A:110313USD3480,O Currency/Instructed Amount 33B:USD3500,M Ordering Customer KLAUS ZIEGLER PELIKANSTRASSE 34 8022 ZURICHO Intermediary Institution 56A:IRVTUS3NO Account with Institution 57A:KASITHBKM Beneficiary Customer 59:KLAUS ZIEGLER PELIKANSTRAS
28、SE 34 8022 ZURICHM Details of Charges 71A:BENO Details of Charges 71F:USD20，TRAILER(S),Klaus ZieglerUBSWCHZHBARCUS33IRVTUS3NKASITHBKKlaus Ziegler,41,MT103,BARCUS33收取费用USD15。,42,Sender BARCCUS33 Message Type 103 Receiver IRVTUS3N,M Senders reference 20:12345M Bank Operation Code 23B:CREDO Instruction
29、 Code 23E:HOLD/SWISS PASSPORT NO.V631006M Value Date,Ccy,Interbank Sett Amt 32A:110313USD3465,O Currency/Instructed Amount 33B:USD3500,M Ordering Customer KLAUS ZIEGLER PELIKANSTRASSE 34 8022 ZURICHO Intermediary Institution 52A:UBSWCHZHO Account with Institution 57A:KASITHBKM Beneficiary Customer 5
30、9:KLAUS ZIEGLER PELIKANSTRASSE 34 8022 ZURICHM Details of Charges 71A:BENO Details of Charges 71F:USD20，O Details of Charges 71F:USD15，,Klaus ZieglerUBSWCHZHBARCUS33IRVTUS3NKASITHBKKlaus Ziegler,43,MT103,IRVTUS3N收取费用USD20。,44,Sender IRVTUS3N Message Type 103 Receiver KASITHBK,M Senders reference 20:
31、PT456M Bank Operation Code 23B:CREDO Instruction Code 23E:HOLD/SWISS PASSPORT NO.V631006M Value Date,Ccy,Interbank Sett Amt 32A:110313USD3445,O Currency/Instructed Amount 33B:USD3500,M Ordering Customer O Intermediary Institution 52A:UBSWCHZHM Beneficiary Customer 59:KLAUS ZIEGLER PELIKANSTRASSE 34
32、8022 ZURICHM Details of Charges 71A:BENO Details of Charges 71F:USD20，O Details of Charges 71F:USD15，O Details of Charges 71F:USD20，O Sender to Receiver Information 72:/INS/BARCUS33,45,72：发报行给收报行的信息,ACC 给账户行的附言INT 给中间行的附言REC 给收报行的附言INS 指示行，该指示行要求发报行完成该交易。,46,SERIAL,COVER,MT103,MT103,MT202COV,MT103,4
33、7,Silver Wings在伊斯坦布尔开有分公司。苏黎世的Bikes 4U指示其账户行UBS AG，Zurich（UBSWCHZH）汇款给Silver Wings伊斯坦布尔分公司，汇款金额为EUR100,000，该分公司的欧元账户行是伊斯坦布尔的Arab Turkish Bank（ATUBTRIS）。UBS AG，Zurich向Arab Turkish Bank，Istanbul发送欧元汇款指令，但收发报行之间没有直接账户关系，需要中间代理行。UBS AG和Arab Turkish Bank使用共同的代理行Societe Generale，Paris（SOGEFRPP）。,案例六,Bikes
34、 4U，ZurichUBSWCHZHSOGEFRPPATUBTRISSilver Wings，Istanbul,48,MT103,49,53a：发报行的代理行,选项53A/1!a/34x 4!a2!a2!c3!a,选项53D/1!a/34x 4*35x,选项53B/1!a/34x 35x,50,Sender UBSWCHZH Message Type 103 Receiver ATUBTRIS,M Senders reference 20:PAY/006M Bank Operation Code 23B:CREDM Value Date,Ccy,Interbank Sett Amt 32A:1
35、10313EUR100000,O Currency/Instructed Amount 33B:EUR100000,M Ordering Customer BIKES 4U TALSTRASSE 101 8022 ZURICHO Intermediary Institution 53A:SOGEFRPPM Beneficiary Customer SILVER WINGS VALIKONAGI CADESSI 10 34367 ISTANBULO Remittance Information 70:/INV/3233/4529/5331M Details of Charges 71A:SHAT
36、RAILER(S),Bikes 4U，ZurichUBSWCHZHSOGEFRPPATUBTRISSilver Wings，Istanbul,51,MT103,MT202COV,Sender UBSWCHZHMessage Type 202COVReceiver SOGEFRPP,52,M Senders reference 20:PAY/012M Related Reference 21:PAY/006M Value Date,Ccy Code,Amt 32A:110313EUR100000,M Beneficiary Institution 58A:ATUBTRIS,M Ordering
37、Customer 50F:/008239345602 1/BIKES 4U 2/160 TWO EXCHANGE SQUARE 3/HK/CENTRALM Beneficiary Customer SILVER WINGS PARKLAAN 7 3016 BA ROTTERDAM,假设Arab Turkish Bank与UBS AG使用各自的欧元代理行，即Arab Turkish Bank的欧元帐户行是Banque Paribas，Paris（BNPAFRPP），UBS AG的欧元帐户行是Societe Generate Paris（SOGEFRPP）。,案例七,53,Bikes 4U，Zur
38、ichUBSWCHZHSOGEFRPPBNPAFRPPATUBTRISSilver Wings，Istanbul,54,MT103,55,54a：收报行的代理行,选项54A/1!a/34x 4!a2!a2!c3!a,选项54D/1!a/34x 4*35x,选项54B/1!a/34x 35x,Sender UBSWCHZHMessage Type 103Receiver ATUBTRIS,56,M Senders reference 20:PAY/007M Bank Operation Code 23B:CREDM Value Date,Ccy,Interbank Sett Amt 32A:11
39、0313EUR100000,O Currency/Instructed Amount 33B:EUR100000,M Ordering Customer BIKES 4U TALSTRASSE 101 8022 ZURICHO Intermediary institution 53A:SOGEFRPPO Account with institution 54A:BNPAFRPPM Beneficiary Customer SILVER WINGS VALKANOGI CADDESI 10 34367 ISTANBULO Remittance Information 70:/INV/3233/4
40、529/5331M Details of Charges 71A:SHA,Bikes 4U，ZurichUBSWCHZHSOGEFRPPBNPAFRPPATUBTRISSilver Wings，Istanbul,57,MT103,MT202COV,Sender UBSWCHZHMessage Type 202COVReceiver SOGEFRPP,58,M Senders reference 20:PAY/014M Related Reference 21:PAY/007M Value Date,Ccy Code,Amt 32A:110313EUR100000,O Account with
41、Institution 57A:BNPAFRPPM Beneficiary Institution 58A:ATUBTRIS,M Ordering Customer 50F:/008239345602 1/BIKES 4U 2/160 TWO EXCHANGE SQUARE 3/HK/CENTRALM Beneficiary Customer SILVER WINGS PARKLAAN 7 3016 BA ROTTERDAM,59,Bikes 4U在香港新设立了新的分公司，Silver Wings也在荷兰阿姆斯特丹设立了分公司。Bikes 4U的香港分公司从Silver Wings阿姆斯特丹的
42、分公司进口儿童脚踏车。Bikes 4U指示其帐户行Standard Chartered Bank，Hong Kong（SCBLHKHH）汇款USD11,000给Silver Wings在GE Artesia Bank，Rotterdam Branch（ARTENL2AROT)的帐户，账号为。发票号码为CHE/123/ROHK。Standard Chartered Bank发送MT103客户汇款指令给GE Artesia Bank，Rotterdam，同时将头寸划拨给自己的美元帐户行Bank of New York（IRVTUS3N）。GE Artesia Bank在鹿特丹所有的外币帐户都开在阿
43、姆斯特丹的总部（ARTENL2A），其总部的美元帐户行是Credit Suisse First Boston New York（CRESUS33)。费用由汇款人和收款人各自承担。,案例八,Bikes 4U，Hong KongSCBLHKHHIRVTUS3NCRESUS33ARTENL2AARTENL2AROTSilver Wings，Rotterdam,60,MT103,MT202COV,Sender SCBLHKHHMessage Type 103Receiver ARTENL2AROT,61,M Senders reference 20:PAY/008M Bank Operation Co
44、de 23B:CREDM Value Date,Ccy,Interbank Sett Amt 32A:110313USD11000,M Ordering Customer 50F:/008239345602 1/BIKES 4U 2/160 TWO EXCHANGE SQUARE 3/HK/CENTRALO Senders Correspondent 53A:IRVTUS3NO Receivers Correspondent 54A:CRESUS33O Third Reimbursement Institution 55A:ARTENL2AM Beneficiary Customer SILV
45、ER WINGS PARKLAAN 7 3016 BA ROTTERDAMO Remittance Information 70:/INV/CHE/123/ROHKM Details of Charges 71A:SHA,提高业务直通式（STP）处理：,正确使用SWIFT报文栏位的格式选项。尽量使用格式化选项，如BIC、清算系统代码、代码词等。从客户方获得准确的汇款信息。,62,65,66,67,Bikes 4U，Hong KongSCBLHKHHIRVTUS3NCRESUS33ARTENL2AARTENL2AROTSilver Wings，Rotterdam,MT103,MT202COV,7
46、1,该报文格式由付款行或代表付款行的银行直接或通过代理行发送给收款行的银行，MT202COV仅用于通过COVER付款方式的客户汇款下的头寸调拨，其他方式下的银行间头寸调拨不能使用MT202COV报文格式，而应使用MT202报文格式。,MT202 COV附带汇款信息的单笔银行头寸调拨,68,A cover payment,收报行的代理行,发报行的代理行,汇款人,收款人,汇款行,收款行,69,问题,UNKNOWN PARTIESIN THE COVERPAYMENT,汇款人,汇款行,收款行,收款人,收报行的代理行,发报行的代理行,70,MT202 COV,收报行的代理行,发报行的代理行,COV,汇
47、款人,汇款行,收款行,收款人,72,MT202 COV,73,MT202 COV 附加的相关MT 103的数据,74,21：有关业务编号付款行与收款行之间的头寸调拨是与另一笔客户汇款有关，21栏位必须列明该业务编号。,75,58a：收款行,选项58A/1!a/34x 4!a2!a2!c3!a,选项58D/1!a/34x 4*35x,76,Bikes 4U，Hong KongSCBLHKHHIRVTUS3NCRESUS33ARTENL2AARTENL2AROTSilver Wings，Rotterdam,MT103,MT202COV,77,Sender SCBLHKHHMessage Type
48、202COVReceiver IRVTUS3N,M Senders reference 20:PAY/009M Related Reference 21:PAY/008M Value Date,Ccy Code,Amt 32A:110313USD11000,O Intermediary 56A:CRESUS33 O Account with Institution 57A:ARTENL2AM Beneficiary Institution 58A:ARTENL2AROT,M Ordering Customer 50F:/008239345602 1/BIKES 4U 2/160 TWO EXC
49、HANGE SQUARE 3/HK/CENTRAL SILVER WINGS PARKLAAN 7 3016 BA ROTTERDAM,78,MT200单笔银行头寸调入发报行帐户,报文由开户行发给账户行，用来要求将头寸从发报行开在收报行的某个帐户调入发报行开在另一家银行相同币别账户的报文格式。,78,MT 200 FINANCIAL INSTITUTION TRANSFER FOR ITS OWN ACCOUNT,MMandatory O=Optional,79,案例九,Chang Hwa Commercial Bank（CCBCSGSG）在Deutsche Bank（DEUTDEFF）和Fo
50、rtis Bank Brussels（GEBABEBB）均开立了欧元帐户。CCBCSGSG的资金部门将EUR500,000从DEUTDEFF的欧元帐户调入在GEBABEBB的欧元帐户。,CCBCSGSGDEUTDEFFGEBABEBB,80,MT200,81,Sender CCBCSGSGMessage Type 200Receiver DEUTDEFF,M Transaction Reference Number 20:PAY/010M Value Date,Ccy Code,Amt 32A:110313EUR500000,M Account with Institution 57A:GEB
