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1、Unit3 Where did your money go?,Look at the pictureand discuss:oWhere did your money goin the first few months at college?Do you have a spendingplan for each month?,After learning this unit,you will be able to:1.talk about money budgeting;2.ask for and give advice on money management;3.understand and
2、 make a budget sheet.,05 Practical Reading&Writing06 Project07Around the World08My Progress Check,01 Warming up02 Listening and Speaking03 Reading and Vocabulary04 Grammar for Use,Warming up,buy a tablet buy a smartphone buy skincare productsIs it a waste of money to buy a tablet/to eat out with fri
3、ends?,get gym membershi Why or why not?QUESTION,Discuss if it is a waste of money to.,Warming up,Listening and Speaking,to the dialogue between Mark and his mum about money.The first part dialogue is given.The following words and expressions may help you.,smartphone,phone bill,laptop,eat out,afford,
4、Listening and Speaking,tablet,laundry,Dialogue,out of date,Tina pays her phone bill on her own.蒂娜自己付电话费。,phone billn.电话费账单,We like to do our laundry on Sunday.我们喜欢在星期天洗衣服。,laundryn.要洗的衣服,Whatever laptop you decide to buy,buy it wisely.无论你决定买什么笔记本，明智一点儿,laptopn.笔记本电脑,Backto Vocabulary,Backto Vocabula
5、ry,Listening and Speaking Mark:Hey,Ma.马克：嗨，妈妈。Mum:Hi,son!Hows your first month at college?妈妈：嗨，儿子。大学的第一个月你过Mark:Well,for the first time,Im worried about 得怎么样?money.I spent almost half my money for the第一个月，我就快花了整整学期一半的whole term,this first month!Mum:Wow,where did your money go?妈妈：哇，你都把钱花在哪儿了?,马克：我头一次
6、为花钱感到担忧。这才,生活费。,Mark:Um.textbooks,food and drinks,clothing,phone bills,laundry,gas bills,and gymmembership.Mum:Sounds pretty basic.Anything else?Mark:Umm.eating out,new movies,gifts for friends,a smartphone.Besides,my laptop is out of date,and Im thinking of buying a tablet.Mum:You know you cant aff
7、ord it all.Mark:Actually,and thats why I called.Could I.well,borrow some money,Ma?I promise Illreturn it.Mum:Sure,if you want.But we really should talkabout saving money.,马克：嗯.课本、吃喝、衣物、话费、洗衣店油费和健身会员。妈妈：听起来没什么特别的。还有什么吗?马克：恩.出去吃饭、看电影、送朋友礼物、智能手机。另外，我的手提电脑已经过时了，我 在考虑买台平板电脑。妈妈：你知道自己买不起所有东西。马克：其实，这正是我打电话的
8、原因。妈妈，我能.恩.借点钱吗。我保证会还的。妈妈：可以，如果你需要的话。但我们真的应该 谈谈省钱的问题。,Listening and Speaking,Word Bankphone bill 电话费账单laundry n.要洗的衣服eat out 外出就餐smartphone n.智能手机laptop n.笔记本电脑out of date 过时的tablet n.平板电脑afford v.买得起,听对话时，要注意一些和主题相关的“细节”内容，例如本对话中的具体花销项目，必要时做笔记。,Neating out V gifts for friendsa laptop a tablet,V mov
9、iesW a smartphone,iten again and choose where Marks money went.,TIPS,Listening and Speaking,the dialogue,Listening and Speaking Mark:Hey,Ma.马克：嗨，妈妈。Mum:Hi,son!Hows your first month at college?妈妈：嗨，儿子。大学的第一个月你过Mark:Well,for the first time,Im worried about 得怎么样?money.I spent almost half my money for t
10、he 马克：我头一次为花钱感到担忧。这才第一个月，我就快花了整整学期一半的whole term,this first month!Mum:Wow,where did your money go?妈妈：哇，你都把钱花在哪儿了?,生活费。,Mark:Um.textbooks,food and drinks,clothing,phone bills,laundry,gas bills,and gymmembership.Mum:Sounds pretty basic.Anything else?Mark:Umm.eating out,new movies,gifts for friends,a sm
11、artphone.Besides,my laptop is out of date,and Im thinking of buying a tablet.Mum:You know you cant afford it all.Mark:Actually,and thats why I called.Could I.well,borrow some money,Ma?I promise Illreturn it.Mum:Sure,if you want.But we really should talkabout saving money.exercise,马克：嗯.课本、吃喝、衣物、话费、洗衣
12、店油费和健身会员。妈妈：听起来没什么特别的。还有什么吗?马克：恩.出去吃饭、看电影、送朋友礼物、智能手机。另外，我的手提电脑已经过时了，我 在考虑买台平板电脑。妈妈：你知道自己买不起所有东西。马克：其实，这正是我打电话的原因。妈妈，我能.恩.借点钱吗。我保证会还的。妈妈：可以，如果你需要的话。但我们真的应该 谈谈省钱的问题。,Listening and Speaking,hoose the possible expression in Mums face after the telephone onversation.,Listening and Speaking,Rational:the a
13、rticles he bought is necessary for daily student life;and the money spent with friends is good for building new friendships at college.Emotional:most of products he bought is expensive,actually we always have more cheaper alternatives to save money.Playing and eating outside may not be the only chan
14、ce to make new friends.,)iscuss in pairs and give your opinions on Marks expenses.,Listening and Speaking,kead the following words and expressions.Then listen to theJialogue between Mark and Lisa.,free activity,Listening and Speaking,cut costs,used textbook,budget,be smart,Dialogue,Backto Vocabulary
15、,Back to Vocabulary,Backto Vocabulary,Backto Vocabulary,Backto Vocabulary,Back to Vocabulary,么省钱?莉萨：试着精简开支。马克：怎么做?莉萨：买用过的课本、自己洗衣服、骑自行车。不要 出去吃饭和买零食。马克：恩，对。但是俱乐部和活动也得花钱。莉萨：好吧，学聪明点!参加些免费的活动结交朋友 比如电影之夜、和朋友打篮球。还有，买自己真正需的，而不是自己想要的。,Mark:I feel bad that I asked for more moneyfrom my mother yesterday.How ca
16、n I save?Lisa:Try to cut costs.Mark:How?Lisa:Buy used textbooks,do your own laundry,and use a bike.No eating out or snacks.Mark:Yeah,right.But clubs and activities also cost money!Lisa:OK,be smart!Join free activities to meet people,like movie nights,or playbasketball with friends.Whats more,buy wha
17、t you really need,not what you want,Listening and Speaking,马克：昨天我向妈妈要钱了，这感觉很糟糕。我该怎,Listening and Speaking Mark:Like what?Lisa:Well,we need a phone.So buy ageneral cell phone,not a smartphone.If thats not enough,get a part-time job to make some money.You can actually have fun and save money at the sa
18、me time.Its the best part of learning how to budget.Mark:Thanks for your advice.,马克：比如?莉萨：比如说，我们需要手机，就买台普通的，而不是智能手机。假如钱不够，就找份兼职赚点钱。你既乐在其中，同时又能省钱。这是在学习制定预算过程中最棒 的部分了。,马克：谢谢你的建议。,cut costs 降低成本used textbook 旧课本snack n.小吃be smart 聪明点儿free activity 自由活动 budget n.预算v.把纳入预算,Word Bank,Why dont we choose in
19、expensive place for party?Why not do dinner by ourselves?3 Maybe you could go to the library instead of buying new textbook.I think you should do laundry by yourselves.5 How about attend clubs and activities in the school?Have you ever thought of spending the holiday at seaside?7 What about going fo
20、r a short walk after supper?8 Personally,I think the optional course is quite practical.9 I strongly advise you to give up smoking.,US(Give a Suggestion,Iistaning and Speakingisten again and write down Lisas suggestions on cutting costs.,Would Lisa buy a smartphone?Why?What do you think of Lisas sug
21、gestions on money budgeting?If you were Mike,would you follow Lisas suggestions?Why or why not?Yes,I would.Because I thought she is right,and I do manage money better than before.No,I wouldnt.Because I thought some of her,Listening and SpeakingVork in pairs.Ask and answer the following questions.,su
22、ggestions waste me more time than before.Money can never buy time past.,Reading and Vocabulary,the passage about money budgeting with the help of the following wordsxpressions.furious be short of stick to inexpensive alternative go broke peer pressure entertainment,reasonable comfort miss out onPass
23、age,Reading and Vocabulary,furious 生气的；愤怒的,Ie is furious at the Wabeen treated.,他因妻子所受到的对待方式而狂怒不已。,his wife has,Backto Vocabulary,Back to Vocabulary,Back to Vocabulary,Back to Vocabulary,Back to Vocabulary,RJack is now in trouble.It is only the middle of the term,but he has spentalmost all his money
24、.What can he do?Call home?Father would get furious.Borrow from classmates?No way!Because many of them are short of money,too.To solve the problem,students like Jack need to learn the lesson ofbudgeting.The first thing is to make a spending plan and see where to cut costs.Choose what you need most,in
25、stead of what you want most,when decidingwhat to buy.Stick to your plan when it seems everyone else has or doessomething.There are almost always inexpensive alternatives for your want:Remember you can have it all,just not all at once.译文,杰克现在有些麻烦。才刚过了半学期，他就已经快花光了所有钱。他能怎么办?打电话回家?爸爸会很生气。向同学借钱?没门!因为他们自己
26、也 缺钱。想要解决这类问题，像杰克这样的学生就需要学习怎么做预算。第一件事是制订开支计划，找出精简开支的地方。当你决定要买的东 西时，选择自己最需要的而不是最想要的。当别人拥有某物或从事某事时，坚持自己的计划。通常你需要的东西都是有便宜的替代品的。记得你可以 买下全部，但不是一次性全买完。,原文,R,What does money budgeting mean?Money budget means to decide how much money to afford to thinas before actualexpense.译文 TIPS,into social groups,like b
27、allgames,a picnic or a bike tour with classmates.If youreally need more money to live in reasonable comfort,get a part-time job and save a little.In this way,you wont regret missing out on the best part of college by,keep up with the Joneses:与他人互相攀比。Jones 是英语国家中很常见的 姓，所以被用来指普通人。,Whats more,you may g
28、o broke if you always want to keep up with the Joneses.,Rea,另外，假如你总是想攀比，你可能会身无分文。要是自己没钱娱乐，就无需屈服于同伴的压力。告诉他们这并不在自己的预算之内!试着找到参 加社团的其他方式，比如和同学打球、去野餐或来一次骑行。如果你真的 需要更多的钱让自己过得舒适，就找份兼职，省点钱。那么,你就不会因 遵守太严格的预算而错过大学生活中最美好的部分。,原文,D,Remember,you go to college to prepare yourself for your future.So,why notdevelop
29、good habits now?By learning to budget,you will feel more confident about your ability to take responsibility for yourself,and become the master of your own,译文,life.,记住，上大学是为自己的未来做准备。所以，为什么不趁现在培养好习惯呢?学习制订预算，你会对自我负责的能力更有信心，并成为自己人 生的主宰。,原文,o,furious adj.生气的；愤怒be short of 不足；短缺stick to v.坚 持inexpensive
30、alternative 不贵的替代品 go broke 破产peer pressure 同辈压力entertainment n.娱乐,Word Bank,Reading and Vocabularyead again and sum up the main points for money budgeting.1.Make a spending plan.,3udgeting is like a coin that has two sides.Work in groups and find the words)r expressions to describe the two sides of
31、 budgeting.How would you deal,Reading and Vocabulary,with the unhappy side?,04Grammar for Use,读下面的句子，看看它们都有哪些共同的特点?1.Try to cut costs.2.Buy used textbooks,do your own laundry,and use a bike.3.Tell them its not within your budget!4.Remember you can have it all,just not all at once.5.Dont see your roo
32、mmates as strangers.上面这些句子用于表示请求、命令、建议和劝告等，叫做“祈使句”。祈使句的第二人称主语you 通常不表示出来，肯定句以动词原形开头，否定句常以Dont开头.TIPS,Grammar for Use祈使句,第二人称祈使句：多人在场则指明主语第一、三人称祈使句：以let引导的祈使句 以名词、副词或动词短语构成的祈使句,Grammar for Use祈使句分类,Grammar fni TUse祈使 分类第二人称祈使句有时指出主语，用以加强语气，表达强烈情绪 e.g.You get out of here!(离开这儿!)(气愤地说)Lets 开头的祈使句表示听话者和
33、说话者一起做某事，表建议。Let us开头的祈使句表示说话者去做某事，征求听话者同意。e.g.Lets go home!my father said to me.(父亲和我一起回家)“Let us go!”the thieves begged the policeman.(小偷请求警察放他们走),以名词、副词或动词短语构成的祈使句e.g.Help!(救 命!)Hands up!(举起手来!),Grammar for Use祈使句的强调与否定强调：在动词前加do否定：在动词前加Dont或Never;lets/let us的否定在后面加not.,祈使句的反义疑问句无论祈使句部分是肯定还是否定，翻译
34、疑问句部分均为肯定形式：will you?Lets开头的祈使句，反意疑问部分为shallwe?Let us/Let me开头的祈使句，反意疑问部分为will you?,祈使句+and+表结果的陈述句=肯定条件e.g.Hurry up and you will catch the train.(=Ifyou hurry up,you will catch the train.)祈使句+or/else+表结果的陈述句=否定条件e.g.Hurry up or you will miss the train.(=Ifyou dont hurry up,you will miss the train.)
35、,Grammar for Use祈使句的两个重要句型,Grammar for UseExercises翻译练习：Be careful!小心!Dont make such a noise.不要这么吵!Do sit down.务必请坐!No smoking!禁止吸烟!,Lets say good-by here.让我们在此道别吧!Lets go,shall we?咱们去吧，怎么样?Let us go,will you?让我们去吧，行吗?(征求对方的意见),Practical Reading&Writing,d Michaels monthly budget.Building a monthly b
36、udget is the first step in controlling your money and making both ends meet.The following is a monthly budget made by Michael,an American college student.,ProcfiaolPaoring,PracticalReadingd Michaels monthly budget.Monthly Income,Monthly Expenses,ad the budget again and choose the true statements.口 M
37、ichael spends more than he gets each month.The money from Michaels parents is enough to pay for his rent and groceriesRent is the major expense for Michael each month.Michael can save more than$600 each month.,PracticalReading,The period of a budget can be a month,a term or a year.A budget worksheet
38、 can take different forms according to how detailed you want it to be.Generally it should include all income and expenses.,From part-time jobsFrom parents/family,DraooticolWr-itingIncome,Monthly,TIPS,Budget Worksheetfor College Students,TotaiexpeiisesSavings:,TotalincomeExpenses,Practical Writingmpa
39、re your budget with Michaels in Practical Reading.Find the differences and plain the reasons.,Percent ofinromeSpent73%Monthly Inoome$2200Monthly Expenses$1595Balance$605,Michaels monthly budget Your monthly budget,S2,200income,$1595Expenses,$2500$2000$1500$1000$500s0,Project,ProjectWho needs a bigge
40、r budget,a boy or a girl?Work in groups of four and survey how boys and girls(10 boys and10 girls)in your grade spend their money each month.Use the sheet you have developed in Practical Writing.,Write a short report to explain the chart.The following questions mayhelp you:oIn what way are their spe
41、nding habits different?What expenses are less important and could be cut for each group?What is the average cost for each group to live in reasonablecomfort?Who needs a bigger budget,a boy or a girl?,Make a bar chart like the one below according to the datacollected.,ProjectWho needs a bigger budget
42、,a boy or a girl?500400Girls300Boys2001000Food and drinks,07Around the World,Many Western students choose to help pay for collegeby working part time,on campus or off campus.On-campus jobs are usually much friendlier to studentsneeds than off-campus ones.Luckily,colleges anduniversities depend on st
43、udents working on campus tokeep the place running.It means that students havemany campus jobs to choose from.Here are some greaton-campus job placesfor you:1.the campus coffee shop2.the library3.the volunteer service centre4.the student activities centre5.the mailroom6.the admission office7.the care
44、er centre8.the peer tutoring centre,许多西方学生选择在校内或校外兼职，以便帮助支付大学开支。校内工作通常比校外工作对 学生的需求更友好。幸运的是，大学也需要依靠 学生的校内工作来保持运营。这就意味着学生有 许多可选择的校内工作。下面给你提供一些不错 的校内工作地点：1.校园咖啡厅2.图书馆3.志愿者服务中心4.学生活动中心5.邮件收发室6.招生办公室7.就业中心8.学友互助中心,Do you find any one interesting?The truth is that theres no such a thing as“the best job”th
45、at works well for everyone.Some jobs may seem much easier than others,but try to keep them in context.Doing jobs like these will bring you some money.And what else?,Arou你找到感兴趣的工作了吗?事实上没有适合每个人的“最好的工作”。有些工作看起来比 其他的工作简单得多，但要试着具体情况具 体分析。除了这些工作能赚钱以外，还有其 他的吗?,My Progress Check,1.Listen to the dialogue and
46、 choose the information you hear.David had an argument with his mum.Lily is not satisfied with the pocket money she gets.Lily s pocket money is less than her friends.W Lily has to buy her music things with her pocket mon,My Progress Check,Comprehension,ening,David:Are you OK,Lily?You dont look very
47、happy.Lily:Oh,David.I had an argument with mum again.Im not getting enough pocket money.David:How much do you get?Lily:Five pounds a week.David:That sounds reasonable to me.Lily:Well,Im 18.If you are going to town shopping,you can never have enough money.Everything is so expensive.David:But is it a
48、fair amount of money?Compare what your friends get.Lily:Well,we all get the same.But I have to buy all my music things as well as things for school.Then I have hardly anything left to spend on clothes.,戴维：莉莉，你还好吗?你看起来不太开心。莉莉：哦，戴维。我又和妈妈吵架了。我的零花钱不够用。戴维：你有多少零花钱?莉莉：一周5英镑。戴维：听起来很合理。莉莉：好吧，我18岁了。如果去城里购物，你的
49、钱永远不够。每样东西都很贵。戴维：但这不是正常的数量吗?和你朋友的零花钱比比。莉莉：好吧，我们都拿到一样的钱。但我得自已买与音乐有关的物品和学校里用 的东西。那我就几乎没什么钱买衣服了。,My Progress Check2 How do you spend your pocket money?,1.buy things for school,3.4.,2.,1.I cant afford to take a vacation this year.2.This is my first time to make a monthly budget3.Have you been sticking t
50、o your diet?4.If you want to save money,you may try to eat out less often.5.They dont think they must_ keep up with their neighbours.6.Mary wants to be the master of her own life.,ocabulary and Structure,1.Complete the sentences with the proper form of the given words.,keep up with,stick to,afford,b
