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1、商务英语 短语词组&句子翻译 期末复习总结!必考!短语词组 Chapter 1 Management control 经营管理Management by objective 目标管理 Management competence 经营才干 management inventory form 管理人才储备表 Management of trades 行业管理 management principle 经营方针 Management function 管理职能 resolve conflicts 解决矛盾 Set a goal 建立目标 motivate subordinates 激励下属 Form
2、ulate plans 设立计划 previously set goals 预定的目标 Controlling function 控制职能 communication channel 沟通渠道 Chapter 2 Job hunter 求职人员 job hopper 频繁变换工作的人 Job orientation 岗位性质 job responsibility system 岗位责任制 Job search 职业选择 job vacancy 职位空缺 Job recruiting 招工 human resource 人力资源 Current assessment 现状评估human reso
3、urce inventory 人力资源状况表 Job analysis 工作分析 job description 工作说明 Job specification 工作规范 jobholder 在职者 Potential candidates 潜在求职者 Chapter 3 Financial plan 财务计划 cash inflows 现金流入 Cash outflows 现金流出 financial control 财务控制 Cash outlays 现金支出 cash over and short account 现金盈亏账户 Cash management service 现金管理服务
4、cash liquidity 现金流动情况 Financial manager 财务经理 credit rating 信用评价 Checking account 活期账户 annual sales 年销售额 Cash management 现金管理 payroll taxes 工薪税 Bank account 银行账户 excess funds 超额资金 Lock boxes银行存款箱 controlled disbursement account 控制支付账号 Interest-free loan 无息贷款 cost of goods sold 销售产品成本 Work in process
5、inventory 线上盘点 materials inventory 材料盘点 Finished goods available for sale 可销售成品 depreciation厂房设备折旧 Chapter 4 Production and operation management (P/OM)生产经营管理 Product and service quality 产品和服务质量 product quality assurance 产品质量保证 Product quality control 产品质量管理 product quality standard 产品质量标准 Product qu
6、ality variance 产品质量差异 quality auditing system 质量检验制度 Quality certificate 品质证明书 quality checks 质量检验 Total quality management 全面质量管理 competitive pressure 竞争压力 Quality improvement 质量改进 product promotion activities 产品促销活动 R&D processes研制和开发过程 quality audit 质量审核 Employee training 员工培训 group brainstorming
7、 集思广益 Top management 高级管理层 work flow 工作流程 Chapter 5 Marketing network 营销网 marketing operating 营销活动 Marketing agencies 销售部门 marketing research 营销调查 Marketing price 营销价格 marketing intermediaries 销售媒介 Marketing products 适销产品 marketing variance 营销预测差异 Marketing strategies 营销策略 sales volume 销售量 Prospecti
8、ve customers 潜在顾客 potential profitability 潜在利益性 Target market 目标市场 total revenue 总收入 Personalized service 个性化服务 traffic flow 客流量 International market 国际市场 promotion strategies 促销策略 Chapter 6 Central bank 中央银行 investment bank 投资银行 Commercial bank 商业银行 correspondent bank 代理行,通知行 Bank acceptance 银行承兑汇票
9、 bank clearing 银行票据交换 Bank copy 银行对账单 current account 活期存款账户 Deposit account 定期存款账户 electric banking 电子银行业务 Information processing system 信息处理系统 financial service 金融服务 Account balance 账户结余 retail customer 小额客户 Wire transfer 电汇 on-line service 在线服务 Accounting system 记账系统 personal computer 个人电脑 Transa
10、ction history 交易记录 Chapter 7 Claim for damage 损失赔偿要求 insurance certificate 保险凭证 Loss ratio 赔付率 insurance clause 保险条款 Insurance agent 保险代理人 insurance indemnities 保险赔偿 Insurable risks 可保风险 the insured 投保人 Insurer 承保人 premium 保费 Policy 保单 coverage 险种 Claim 索赔 policyholder 保单持有人 The deductible 绝对免赔额 Cha
11、pter 8 Blue chip 蓝筹股 stockbroker 股票经纪人 Growth share 增长股 defensive stock 防卫性股 Stock management 股份经营 joint-stock system 股份制度 Public company 股票公开上市公司 share worth 股票值 Equity finance 增股筹资 debt finance 举债筹资 Stock exchange 股票交易所 stock index 股票指数 Financial difficulty 财政困难 expected profitability 预期效益 The Sta
12、ndard & Poors 500 Index 标准普尔500种股票价格综合指数 Dow Jones Industrial Average 道琼斯工业股票价格平均指数 句子翻译: Chapter 1 1. Generally speaking, managers perform four basic management functions.(一般来说管理者应履行四项基本职能) 2. Organizations exist to achieve some purpose.(组织存在是为了实现某一项目标) 3. The textbook on management is organized ar
13、ound management functions.(管理类教科书是按管理的职能编排的) 4. Management should be responsible for defining organizations goals and establishing an overall strategy.(管理负责拟定机构的目标,制定全面策略) 5. The leading function involves motivating subordinates, resolving conflicts among members and directing their actions.(领导职能包括激
14、励下属,解决员工间的纠纷,指挥他们的行动) 6. The actual performance of the organization must be compared with the previously set goals.(组织的计划实施情况必须与预先设定的目标进行比较) 7. Once there are significant deviations, management should correct the organizations performance.(如果一旦出现重大的偏差,管理者必须立即纠正机构的行为) 8. The controlling function is p
15、erformed to ensure everything goes well in the organization.(履行控制职能以确保机构内一切正常运行) Chapter 2 1. The information derived from a report provided by personnel department.(这个信息来自人事部提供的一份报告) 2. Management is able to estimate shortage both in number and in type after it assessed the current status and futur
16、e needs.(在对现状和将来的需求进行评估后管理可以估算在数量和类型上计算出缺少) 3. A job specification is concerned with the knowledge skills and abilities needed to do a certain 4. 5. job.(工作规范书关于做某项工作所需的知识、技术和能力) Management keeps its attention on human resource planning.(管理主要把注意力集中在人力资源计划上) By keeping an inventory of an organization
17、s human resource, management will know what talents and skills resource are available in the firm.(通过保持组织的人力资源状况表,管理者将会知道现在公司有什么样的人才和技术资源) Employees can be interviewed individually or in a group.(员工可以单独或集体接受面试) A job description and job specification assist managers in determining whether the candid
18、ates are qualified or not.(工作说明书和工作规范书协助管理者决定求职者是否合格) One of the methods for analyzing a job is to have employees record their daily activities in a diary or notebook.(分析工作其中一个方法是让员工在日志或记录本上记下他们的日常活动) 6. 7. 8. Chapter 3 1. The salaries of the employees are paid in the form of cash.(员工的薪水是以现金形式支付的) 2
19、. One of the duties of financial management is to minimize the amount of cash.(财务经理的其中一项职责是使现金数量减少到最低限额) 3. Some amount of funds must be available to make interest payments due on loans.(一些资金一定要用以支付到期的贷款利息) 4. Whether cash management is efficient or not makes a great difference between making money
20、or losing it for the company.(现金管理是否有效率给公司的盈亏带来很大的差异) 5. Desktop computers give financial managers access to balance on bank account.(桌面电脑为财务经理了解银行账户的收支情况提供了渠道 6. Excess funds which are not earning interest can be moved instantly to investment.(没有盈利的超额资金应该移出到投资处) 7. The president began paying attent
21、ion to managing the companys cash.(经理开始留意管理公司的现金) 8. The company with large annual sales only keeps 10,000 dollars in account.(有庞大年销售额的公司只留一万美元现金在账上) Chapter 4 1. TQM is adopted by a growing number of companies.(全面质量管理被越来越多的公司采用) 2. Total quality management involves the organization in an all-out ef
22、fort to improve quality.(全面质量管理包括组织用尽全力去提高质量) 3. The objective of quality control is to provide products with higher and better quality for 4. 5. 6. 7. 8. customers.(质量控制的目的是为顾客提供质量更好更高的产品) Management rewards employees for their contribution to meeting the quality standards.(管理会为员工对符合质量标准而做的贡献进行奖励)
23、Some organizations encourage their employees to put their problem-solving techniques to practical work.(一些公司鼓励它们的员工把解决问题的能力应用于实际工作中) Representatives accepting training come from different divisions of the firm.(接受培训的代表们来自公司的各个部门) Every employee of the organization bears a major responsibility for qu
24、ality improvement.(组织的每位员工对提高质量负有重大责任) Three principles should be followed to implement total quality management.(实施全面质量管理应遵循三条基本原则) Chapter 5 1. The policies and activities of a company should be directed toward satisfying customer needs.(公司的政策和活动应致力于满足客户需求) 2. Successful marketing requires timely
25、and relevant market information.(成功的营销要求及时和相关的市场资讯) 3. Its important to keep up with competitors market strategies and make adjustment to ones own.(跟上竞争营销策略的步伐和调整自身的策略很重要) 4. A good strategy helps a business focus on the target market it can serve best.(一个好的策略帮助企业专注于它所能最好服务的目标市场) 5. Good salesmanshi
26、p is very important for small business because of their limited ability to spend on advertisement.(好的推销技术对于小公司来说很重要因为其能用于广告的花费是有限的) 6. Working through established distribution agents generally is easiest for manufacturers.(通过已有的经销商或代理商工作对制造厂来说是很简单的) 7. Location is not so important for products which
27、 customers are willing to go out of their way to find.(地理位置对于产品来说不是那么重要因为顾客愿意费力寻找的) 8. To make sure business is running healthy on track, entrepreneurs should audit their companys performance at least quarterly each year.(为了确保企业在健康的轨道上运行,企业家们应当每个季度审核公司的运行情况) Chapter 6 1. Electronic banking refers to
28、 process by which a customer may perform banking transactions electronically without visiting a physical institution.(电子银行指的是顾客电子地处理金融交易而不是去实体机构的过程) 2. Both large and small banking institutions are now offering a variety of Internet based financial service.(大小金融机构现在都有提供各种基于因特网的金融服务) 3. Other organiz
29、ations may choose to expand their customers base to wider only a geographic area by accepting on-line applications for loan and deposit products.(其他组织也许会通过接受在线贷款和储蓄的申请在更多的地区拓展客户) 4. Only a very small number of banking organizations are focusing on the Internet as their primary delivery channel.(只有极少
30、数的金融机构潜心于将因特网作为首要的交付途径来发展) These services specially include payroll, automated clearing and wire transfer.(这些服务专门包括的自动结算服务和电汇服务) Transactions initiated through this system are processed by a separate Internet banking application and periodically sent to the institutions general ledger, deposit and l
31、oan accounting system.(交易启动后,由单独的网络金融机构程序进行处理并定时将结果传送至金融机构的总账、储蓄和贷款的记账系统中) Telephone banking generally allows customers to check account balances transactions and pay bills through voice response system.(电话银行业务允许客户通过语音应答系统查询账户结余) E-banking can improve a banks efficiency and competitiveness.(电子银行业务能提
32、高银行的效率和竞争力) 5. 6. 7. 8. Chapter 7 1. Insurance companies must gather a great deal of information before setting premiums.(保险公司在设置保险金额前必须收集大量信息) 2. The amount of the premium for a specific type of risk is mainly based on the possible losses that may occur in the future.(一个具体类型的风险所保的保险总额主要以将来可能出现的损失为依
33、据) 3. Insurers will decide which risks to insure. (投保人将决定保哪些险种) 4. Insurance companies do not count on paying for a single policyholders losses out of the premium paid by that particular policyholder.(保险公司不会指望支付某个投保人由一个普通保单持有人所买下的超出保险金额的损失买单) 5. Most insurance companies are not likely to consider is
34、suing this sort of insurance.(大多数保险公司不可能考虑发行这种保险) 6. Insurance companies are not willing to pay out on all policies at the same time.(保险公司不愿意同时赔付所有的保单) 7. Unemployment threatens so many people, so unemployment insurance is wildly easy to come by.(失业威胁着许多人,所以失业保险被通常很容易获得) 8. Losses resulting from del
35、iberate actions of the insured are not covered in this policy.(因投保人的故意行为所造成的损失不在这项保单所保的范围之内) Chapter 8 1. Companies wishing to raise more money for expansion can issue more shares.(希望筹集更多资金的公司可以发行更多的股票) 2. Stockholders trade shares on stock exchange.(股票持有人在股票交易所交易股票) 3. The Dow Jones Industrial Aver
36、age is based on the prices of the stocks of 30 major US companies.(道琼斯工业股票价格平均指数是以30个主要的美国公司的股票价格为基础的) The company has run into the financial difficulty for its poor management.(这个公司因为他们贫乏的管理而遇到了财政困难) The prices of shares on stock exchange are determined by the supply and demand in these companies.(
37、股票交易所的股票价格是由这些公司的股票供求关系所决定的) Compared to bonds, stocks offer the holder higher risks and potentially higher return.(与证券相比,股票在提供高风险的同时也潜在地提供了高收益) The company sells bonds to finance the new project.(这个公司通过卖证券来自助这一新项目) When people expect that a company will have little profit, the price of the companys
38、 stock will fall.(当人们预期到这个公司将会有很少的盈利时,该公司的股价就会下跌) 4. 5. 6. 7. 8. 简答 1. Four basic management functions: planning organizing leading controlling. 2. Current assessment includes: generating a human resource inventory and making a job analysis. 3. The difference between job description and job specific
39、ation: Job description describes job content, environment, and conditions of employment. It focuses on the job. Job specification focuses on the person. It defines the knowledge, skills and abilities needed to perform the job effectively. 4. Five methods for analyzing a job: the observation method,
40、interview, the use of questionnaire, the use of technical conference and daily activity recording. 5. How can a financial manager minimize a firms needs? And to what extent? Pay bills as late as possible and collect money owed to the firm as quick as possible as long as they do not damage the firms
41、credit rating or cost more than they save. 6. The controlled disbursement account: refers to a system that lets a firm know how many checks and in what amounts will clear what banks at what time. 7. Three principles of TQM: the objective of quality control is to achieve constant and continual improv
42、ement in quality; the focus of quality improvement is on every process in the organization; employees bear a major responsibility for quality improvement. 8. Four elements in implementing TQM: communicating the need for quality, training employees in the skills and knowledge of quality, securing emp
43、loyee involvement in quality, rewarding for quality. 9. What is the quality audit and why is it conducted? It refers to a careful study of every factor that affects quality in an activity or in process. It is conducted to identify quality problems and discover new ways to improve quality. 10. Market
44、ing works primarily on two principles: all company policies and strategies should be directed toward satisfying customer needs. Profitable sales volume is more important than maximum sales volume. 11. The main functions of marketing research: (1) To uncover dissatisfaction or possible new products o
45、r services. (2) To identify trends that affect sales and profitability. (3) To identify problems and opportunities. (4) To keep up with competitors market strategies. 12. Four components of marketing program: product and service, promotion, pricing and distribution. 13. E-banking services comprise p
46、ersonal computer banking through traditional proprietary communication channels, retail and corporate Internet banking services, telephone banking, and potentially other forms of remote electronic access to banking services. 14. Why do more and more financial institutions eager to adopt e-banking? Because e-banking can imp