个人理财规划资格课后试题答案.doc

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1、测试成绩:86.67分。 恭喜您顺利通过考试! 单选题1. 美国CFP资格认证制度发展中,个人理财规范流程400系列于( )开始实施: A 1999年 B 2000年 C 2001年 D 2002年 正确答案: C2. 在对应试者能力的考察方面,CFP资格认证考试分为: A 三个等级 B 四个等级 C 五个等级 D 六个等级 正确答案: B3. CFP执业者继续教育标准的出台时间是: A 1988年 B 1986年 C 1992年 D 1994年 正确答案: A4. 从事个人理财的工作人士要想在名片、广告中使用CFP标识,需要: A 获得金融理财师资格 B 获得金融分析师的资格 C 获得金融工

2、程师的资格 D 获得注册金融理财师专业资格 正确答案: D5. CFP资格申请人必须通过规定的( )门基本课程的学习: A 5 B 6 C 4 D 7 正确答案: B6. 下列关于美国CFP考试的描述,不正确的是: A 考试全部采用选择题 B 考试分两天进行 C 重点是考察考生对知识的掌握程度 D 考试题型基本涉及课程要求的全部内容 正确答案: C7. 美国CFP执业者所处的行业所占比例最高的是: A 个人理财业 B 证券业 C 会计业 D 保险业 正确答案: A8. 在美国,CFP执业者的收入来源主要是: A 纯交易佣金 B 交易佣金加服务费 C 个人理财服务费 D 个人理财公司支付的薪酬

3、正确答案: B9. 在美国,绝大多数寻求个人理财服务的客户的储蓄比例在: A 10%以下 B 10%20%之间 C 20%以上 D 50%以上 正确答案: A10. 在成为个人财务规划师的主要动机调查中,大部分加拿大人选择成为理财规划师是因为: A 职业的自由和职位的灵活性 B 拥有帮助客户和实现积极差异的能力 C 潜在的高收入 D 感觉到自己对该行业的天赋 正确答案: A判断题11. 美国CFP标准委员会是一个营利性的职业资格管理机构。此种说法: 正确 错误 正确答案: 错误12. 学分评估程序与直接的教育豁免程序完全相同。此种说法: 正确 错误 正确答案: 错误13. CFP资格认证考试有

4、一个固定的及格率,考生成绩只要超过大多数人,就可以通过考试。此种说法: 正确 错误 正确答案: 错误14. 美国CFP标准委员会规定,所有的注册金融理财师必须在每两年完成至少30个小时的继续教育。此种说法: 正确 错误 正确答案: 正确15. 加拿大CFP从业者所处的行业越来越广泛。此种说法: 正确 错误 正确答案: 正确以下是大学体验英语综合教程2(第三版)课后翻译答案Unit11. 任何年满18岁的人都有资格投票。(be eligible to, vote)Answer:Anyone over the age of 18 is eligible to vote.2. 每学期开学前,这些奖学

5、金的申请表格就会由学校发给每一个学生。(apply for, scholarship)Answer:A form to apply for these scholarships is sent by the university to every student before the start of every semester.3. 遵照医生的建议,我决定戒烟。(on the advice of)Answer:On the advice of my doctor, I decided to give up smoking.4. 公园位于县城的正中央。(be located in)Answe

6、r:The park is located right in the center of town.5. 这所大学提供了我们所需的所有材料和设备。(facilities)Answer:The university provides all the materials and facilities we desire.1. 他们花了多年的时间寻找内心的平静,但是收效甚微。(search for)Answer:They spent many years searching for peace of mind, but with little success.2. 这种新药的成功研制已经使许多疾病的

7、治疗发生了根本性的变革。(revolutionize)Answer:The successful development of the new drug has revolutionized the treatment of many diseases.3. 由于这个国家的经济不景气,这家公司濒于破产。(on the edge of)Answer:The company is on the edge of bankruptcy due to the economic depression in the country.4. 大学毕业后他成为了一名护士。他认为护士这一职业可能很有发展前途。(re

8、warding)Answer:He became a nurse after college. He thought nursing could be a very rewarding career.5. 他像往常一样在文件上签了名。(just as)Answer:He signed his name on the paper just as he has always done it.Unit21. 警察们正忙着填写关于这场事故的各种表格。(fill out)Answer:The policemen are busy fi lling out forms about the accident

9、.2. 我想在还车之前把油箱加满。(fill up, fuel tank)Answer:I want to fi ll up the fuel tank before returning the car.3. 如果你要投诉,最好遵循正确的程序。(follow the procedure)Answer:If you want to make a complaint, youd better follow the correct procedure.4. 要不是约翰帮忙,我们绝不会这么快就完成实验。(without)Answer:We couldnt have fi nished the expe

10、riment so soon without Johns help.5. 暴风雨之后,岸边的人们焦急地搜索湖面以期发现小船的踪迹。(scan for)Answer:After the storm, the people on the shore anxiously scanned the lake for any sign of the boat.1. 这个国家不大,但是在国际事务中它却发挥着重要作用。(play a role)Answer:This country is not big, but it plays an important role in international affa

11、irs.2. 正是在我叔叔的帮助下,我得以克服困难,按时完成了任务。(it is . that)Answer:It was with the help of my uncle that I overcame the difficulty and completed the assignment in time.3. 毕业时他决定留在北京,而他最好的朋友却选择了去西藏。(while)Answer:While he decided to stay in Beijing upon graduation, his best friend chose to go to Tibet.4. 在这次校园英语演

12、讲比赛中,我们班的玛丽获得了第三名。(come in)Answer:In this Campus English Speaking Contest, Mary from our class came in third.5. 你应该知道学习弹钢琴需要有时间,有金钱,还要有毅力。(as well as)Answer:You should know that it takes time, money as well as perseverance to learn to play the piano.Unit31. 我发现量入为出地过日子越来越难了。(increasingly)Answer:I fi

13、nd it increasingly difficult to live within my income.2. 现代政治家们都试图以电视讲话来影响普通百姓。(reach out)Answer:Modern politicians try to reach out to ordinary people in their TV speeches.3. 应该帮助学生对人生采取积极的态度。(adopt)Answer:Pupils should be helped to adopt a positive attitude to life.4. 希望全班同学参加这些讨论。(participate in)

14、Answer:Everyone in the class is expected to participate in these discussions.5. 如果你犯了罪就必须受到惩罚。(crime)Answer:If you commit a crime you must expect to be punished.1.儿子的死让老妇人变得麻木痴呆了。(numb)Answer:The old woman was numbed by her sons death.2.身处所有这些烦恼之中,他依然能保持乐观。(in the midst)Answer:In the midst of all tr

15、oubles, he managed to remain cheerful.3. 虽有困难,他们还是设法坚持试验下去。(carry on)Answer:They managed to carry on their experiments in spite of the difficulties.4.我们必须淘汰不合格的申请人。(weed out)Answer:We have to weed out unqualified applicants.5. 医生要他减少抽烟。(cut down on)Answer:The doctor told him to cut down on smoking.U

16、nit41.她在公共汽车站一直等到末班车进站。(come in)Answer:She waited at the bus stop until the last bus came in.2.如果我们能帮得上忙,尽管和我们联系。(contact)Answer:If there is any way we can be of assistance, please do not hesitate to contact us.3 .他需要多少船务人员才能使他的游艇航行?(crew, yacht)Answer:How many crew does he need to sail his yacht?4

17、.虽然她的新书没有上一本好,但是我还是喜欢它。(not quite as)Answer:I enjoyed her new book though its not quite as good as her last one.5 .我从未遇到过如此善良的人。(never before)Answer:Never before have I met such a kind person.1.公共汽车放慢速度并停下,让那位乘客上车。(slow down)Answer:The bus slowed down and stopped to allow the passenger to get on boa

18、rd.2.许多车子都驶过去了,可是没有一辆愿意让我们搭便车。(roll by)Answer:Many vehicles rolled by, but no one offered us a ride.3 .请勿践踏草地。(get off)Answer:Please get off the grass.4.他按妻子的吩咐,一下班就去了市场。(make ones way)Answer:He made his way to the marketplace right after work, as his wife had asked him to do.5 .值得庆幸的是,史蒂夫 (Steve) 从

19、自行车上摔下来时没有摔断骨头。(luckily)Answer:Luckily, Steve didnt break any bones when he fell off his bike.Unit51. 我们得把感情放在一边,从专业的角度来对待这件事。(from a professional standpoint)Answer:We have to put aside our emotions and take it from a professional standpoint.2. 这部戏非常精彩,我很快就沉浸于激动人心的剧情之中。(lose oneself in)Answer:The pl

20、ay was so wonderful that I soon lost myself in the excitement of it.3 .她没有什么爱好除非你把看电视也算是一种爱好。(unless)Answer:She hasnt got any hobbies unless you call watching TV a hobby.4. 他说他是直接从市长本人那里得到这个信息的。(first-hand)Answer:He said that he had got the information first-hand from the Mayor himself.5 .既然你不能回答这个问

21、题,我们最好问问别人。(since)Answer:Since you cant answer the question, perhaps wed better ask someone else.1. 由于公共汽车司机突然刹车,旅客们都不由自主地向前摔倒。(brake, pitch forward)Answer:All the passengers pitched forward because the bus driver braked sharply.2. 这个协议将冲破对自由贸易设置的障碍。(break through, obstacle)Answer:This agreement wil

22、l break through the obstacles to free trade.3 .我刚放下叫出租车的电话,车就来了。(soon after)Answer:The taxi arrived soon after I rang for it.4. 在过去,不管我什么时候到家,我父母总会等我。(no matter)Answer:My parents always waited up for me no matter what time I got home.5 .由于没有一方愿意让步,两个公司之间的对话完全破裂了。(break down)Answer:Talks between the

23、two companies completely broke down, because neither of them wanted to give in.Unit61. 那件工作很难做,不过我想试试看。(have a shot)Answer:Its a difficult job, but Id like to have a shot.2. 这是一本关于商务实践而非理论的书。(as opposed to)Answer:This is a book about business practice as opposed to theory.3. 社会活动从未耽误她的学习。(in the way

24、)Answer:Social activities never get in the way of her studies.4. 直到1911年人们才发现第一种维生素。(It is not until . that)Answer:It was not until 1911 that the first of the vitamins was identified.5. 尽管年事已高,爷爷每天还帮忙做家务。(despite)Answer:Despite advanced years, Grandpa helps do housework every day.1. 我们的婚姻很幸福,但我们也曾经历

25、过许多坎坷。(ups and downs)Answer:Our marriage is happy but weve had many ups and downs.2. 许多外语教师常常在课堂上自顾自地讲得太多。(be inclined to)Answer:Many teachers of foreign languages are inclined to talk too much themselves in class.3. 那位著名演员每天早晨锻炼一小时以保持健康。(work out)Answer:The famous actor keeps fit by working out for

26、 an hour every morning.4. 与他促膝长谈之后,她的怀疑消失了。(melt away)Answer:After a long heart-to-heart talk with him, her suspicion melted away.5. 目前我们没有职位空缺,但我们肯定会记住您的申请。(keep in mind)Answer:We have no vacancies now, but well certainly keep your application in mind.Unit71. 他并不后悔说过的话,只是觉得他完全可以不用这种方式表达。(could have

27、 done)Answer:He did not regret what he had said but felt that he could have expressed it differently.2. 我们最好等到12月14日。那时大卫已考完试,就能和我们一起去度假了。(will have done)Answer:Wed better wait till 14 December. David will have had his exam by then, so hell be able to go on holiday with us.3. 他正在做一个新项目,年底前必须完成。(work

28、 on)Answer:Hes working on a new project which has to be finished by the end of the year.4. 他们让我们使用他们的实验室,作为回报,我们则让他们分享研究成果。(in return)Answer:They are letting us use their lab, and in return, we are sharing with them the results of our research.5. 诸如打电话、听电话一类的事情占用了这位秘书的大部分时间。(take up)Answer:Such thin

29、gs as making and answering telephone calls take up most of the secretarys time.1. 他们把房子卖了后就到加拿大和女儿住在一起。(go off) Answer:They sold their house and went off to live in Canada with their daughter.2. 你下星期这个时候会在干什么?还是像平常一样干活。(will be doing)Answer:What will you be doing this time next week?Ill be working a

30、s usual.3. 他既聪明又勤奋,不久就接管了杂志的编辑工作。(editing; before long)Answer:He was intelligent and hard-working and before long he took over the editing of the magazine.4. 你话还没说完别人就挂断电话,难道你不恼火吗?(hang up)Answer:Dont you hate it when someone hangs up on you before you finish speaking?5. 让他们感到惊恐的是,他们的房顶着火了。(to ones horror)Answer:To their horror, the roof of their house caught fire.

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