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1、,上海交通大学出版社,Book 2,应用型大学英语系列教程,应用型大学英语综合教程,Application-oriented college English Course,上海交通大学出版社,Back,Next,Language Skills Development,Language in Use,Enhancement of Language Abilities,Unit 6,Unit Six,Table of Contents,上海交通大学出版社,Focus1 content,Back,Next,Part 1 Language Skills Development,Starter,Text
2、:The Debtor Generation,Working with words and phrases,Discussion,Practice:interpreting,Practice:translation,Practice:writing,Surfing the Internet,Highlights,Table of Contents,上海交通大学出版社,focus1highlights,Back,Next,Highlights S:Talking about cartoons:street beggars&bank card debtorsL:Paying with bank c
3、ards at City SupermarketR:The debtor generationW:How to write parallel constructionsInternet work:Introducing a student credit card with favorable clauses,Part 1 Language Skills Development,A.Look at the two cartoons below and discuss the following questions.,上海交通大学出版社,1.Starter,Back,Next,上海交通大学出版社,
4、focus1text,1.Is it better to be a beggar or a debtor?Why?,It depends.On the one hand,a debtor who tries to repay his debt as soon as he is able to is surely better than a beggar who begs simply because he is a shameless lazybones.On the other hand,a beggar who is too weak,too old or too disabled to
5、avoid begging is undoubtedly more understandable than a debtor who owes a lot of money and cant repay it.,Back,Next,1.Starter,上海交通大学出版社,focus1text,2.What are the advantages of using credit cards?,There are several advantages of using credit cards.1)It is safe alternative to carrying cash.2)It allows
6、 the credit card account holder to build a solid credit history.3)It can access funds in case of emergency.4)It allows extra time to pay for goods and services purchased.5)It is clean and environment-friendly.,Back,Next,1.Starter,上海交通大学出版社,focus1text,3.Do you agree that credit cards build up debts?,
7、Yes.For one thing,it is so convenient to swipe the card for shopping that you may use it more often than you realize it.For another,the card may lead you to the misconception that you have more consumption power than you really do.,Back,Next,1.Starter,B.Listen to a conversation at City Supermarket a
8、nd answer the following questions.,上海交通大学出版社,1.Starter,Back,Next,上海交通大学出版社,1.Starter,Back,Next,1.Does City Supermarket accept bank cards?,Yes,it does.,2.Why does the cashier ask the customer to show a valid proof of identity?,Because the customers signature on the receipt is not the same as that on
9、the back of the card.,上海交通大学出版社,focus1starter,Signing the Receipt at City Supermarket,Tapescript,1.Starter,Back,Next,上海交通大学出版社,focus1starter,1.Starter,Back,Next,()1.Generation Y()2.Generation X,上海交通大学出版社,Focus2 working with words,a.the debtor generation or people growing up with a credit-fueled life
10、style and digital devicesb.people born in 1978 or laterc.people born between 1965 and 1977 d.people enrolled in high school or university on September 11,2001,Back,Next,Text Lead-in,Warm upA.Match the generation terms(1-4)with their definitions(a-d).,()3.Generation 9.11()4.Generation D,b,c,d,a,上海交通大
11、学出版社,Back,Next,Text Lead-in,Warm upB.Look at the chart.Describe the trend it reveals.,Reference Answer,In 1998,about 68%of undergrads had credit cards.In 2000,approximately 79%of undergrads had credit cards.The chart reveals more and more undergrads are and will be using credit cards.,Text Lead-in,T
12、ext organization,上海交通大学出版社,Back,Next,1-2,Introduction to Generation D and the problems they may face.,3-14,Lifestyle of Generation D and their attitude towards debts caused by credit cards,3-6,Generation D is different from previous generations in many aspects.,7-10,Generation D has to face reality
13、when it is contradictory to their dreams.,11-14,Generation D does not postpone lifes milestones by debts.,Back,Next,Translation,2 Text:The Debtor Generation,1 When they turn 18,they get calls from credit card companies.A few years later,theyve got a load of debts many of them with thousands of dolla
14、rs in student loans and credit card bills.Then they buy cars,furniture and nice new clothesmostly on credit.,turn link v.to reach or pass(a certain age,time,amount etc.)达到（某一年龄或时间）e.g.He has turned forty.他已年过四十。It has just turned twelve.刚过十二点钟。,a load of:British English informal a lot of 很多，大量e.g.Yo
15、ure talking a load of rubbish.debt:n.1)C a sum of money that a person or organization owes 债务；欠款e.g.If I pay all my debts Ill have no money left.2)U the state of owing;the duty of repaying something 负债情况e.g.We were poor,but we never got into debt.debtor:借款方creditor:债权人,credit:n.U 赊购e.g.No credit is
16、given at this shop.on credit:借贷，赊账e.g.I bought a car on credit.,credit:n.U an arrangement with a shop,bank etc that allows you to buy something and pay for it later 赊购 e.g.No credit is given at this shop.on credit:借贷，赊账e.g.I bought a car on credit.,负债的一代 1 他们一满18岁，就会接到信用卡公司的电话。几年后，他们就会背负一大笔债务他们中很多人都
17、会欠下几千美元的学生贷款和信用卡账单。接着，他们还会买汽车，买家具，买漂亮的新衣服，几乎全是刷卡消费。,Back,Next,Translation,2 Text:The Debtor Generation,2 他们不会一直那样天真。当负债的一代还没有得到收入丰厚的全职工作，就要为偿还信用卡公司的债务而付出代价的时候，很多人就会醒悟过来。,2 They dont remain innocent for long.Many members of Generation D feel disillusioned when they make sacrifices to repay lenders wh
18、o gave them credit before they had well-paying,full-time jobs.,innocent:a.1)not having much experience of the bad things in the world,so that you are easily deceived=naive无知的，头脑简单的e.g.Dont be so innocent as to believe everything the politicians tell you.2)not guilty of a crime 清白的，无罪的e.g.A man is ac
19、counted innocent until he is proven guilty.n.innocence,Generation D comes from the title The Debtor Generation and can be shortened as D Generation or Generation D(负债的一代).,disillusioned:a.disappointed because you have lost your belief that someone is good,or that an idea is right 不再抱幻想的，大失所望的，幻想破灭的e
20、.g.Disillusioned voters want an alternative to the two main parties.Shes disillusioned with life in general.dis-否定、相反或相对 e.g.dishonest(不诚实的);disagreeable(令人不快的，讨厌的);disagreement(分歧，不一致，意见不合);disengage(放开；挣脱开，摆脱开),repay:vt.1)to pay back money that you have borrowed 还（钱）；偿还e.g.Ill repay you the money
21、you lent me next week.2)to do something for someone,or give them something,in return for helping you 报答，酬谢 repay someone for something/with something/by doing somethinge.g.Id like to buy them something to repay all their kindness.repayable:a.可偿还的；应偿还的；应回报的repayment:n.U归还借款，偿还债务,well-paying:a.(used o
22、f work etc)offering good payment.高工资的，报酬优厚的,sacrifice:n.1)C,U loss or giving up something of value,especially for what is believed to be a good purpose.牺牲，舍弃e.g.Getting rich isnt worth the sacrifice of your principles.2)C,U the act of offering something to a god,especially in the past,by killing an
23、animal or person in a religious ceremony 祭献，祭祀e.g.It was common to make sacrifices to the gods to ensure a good harvest.v.sacrifice something for something sacrifice something to do something sacrifice yourself(for something),Back,Next,Translation,2 Text:The Debtor Generation,一场真正的变革3 前几代刚成年的时候，往往生活
24、窘迫客厅中摆放着牛奶箱，冰箱里放着老密尔沃基牌的啤酒。他们在为了舒适的物质生活而兢兢业业的奋斗中，学会了一个道理花钱与赚钱密切相关。,A Real Revolution 3 Previous generations tended to begin adulthood in reduced circumstances milk crates in the living room,Old Milwaukee in the fridge.They worked their way into material comfort while absorbing the lesson that buying
25、 is closely related to earning.,adulthood:n.U the time when you are an adult成年-hood 状态；时期e.g.parenthood(做父母的身份);manhood(成年，成年时期);childhood(童年);neighborhood(街区，域区),reduced circumstances:（委婉表达从富到穷）生活窘迫,work ones way into:兢兢业业地达成 e.g.He works his way into being a successful contractor.,Meaning:They obt
26、ained a comfortable material life by hard work.Meanwhile,they learned that if they want to buy,they have to earn first.,absorb:vt.1)to read or hear a large amount of new information and understand it理解；吸取e.g.Clever children absorb knowledge easily.2)to take in liquid,gas,or another substance from th
27、e surface or space around something吸收（水、光、蒸汽等）e.g.Plants can absorb carbon dioxide and release oxygen.,work ones way into:to achieve something gradually by working 兢兢业业地达成 e.g.He works his way into being a successful contractor.,reduced circumstances:old-fashioned to be poorer than you were before（委
28、婉表达从富到穷）生活窘迫,Back,Next,Translation,2 Text:The Debtor Generation,4 与此相反，负债的一代中很多人刚成年的时候往往享受着优越的物质生活客厅中摆着各种架子，冰箱里放着皮特牌淡啤酒。紧接着，如果他们稍不注意（开销），就不得不控制这种依赖信用卡消费的生活方式以便可以付清账单。而这一点，并不是所有的人都能做到，那么他们就会因此付出代价。,Question about Para.4,4 In contrast,many in Generation D begin adulthood with material comfortshelves i
29、n the living room,Petes Wicked Ale in the refrigerator.A A little later,if theyre not careful,they have to throttle back on their credit-fueled lifestyle so they can pay the bills.Not all can,and they pay the consequences.,in contrast:in comparison 相比e.g.In contrast with their system,ours seems very
30、 old-fashioned.His white hair was in sharp contrast to his dark skin.,Meaning:On the contrary,many people of Debtor Generation grow up in comfortable conditionall kinds of shelves in the living room,top-grade beer in the refrigerator.,throttle:vt.1)1)to reduce the amount of fuel flowing into an engi
31、ne,in order to reduce its speed 调节油门，减/加速e.g.I throttled back as we approached the runway.High tariffs throttle trade between countries.2)to kill or injure someone by holding their throat very tightly so that they cannot breathe=strangle 使窒息，掐死e.g.He throttled the guard with his bare hands.throttle
32、back:控制，收敛 e.g.He hopes to throttle back on his emotions.,throttle:vt.1)to reduce the amount of fuel flowing into an engine,in order to reduce its speed 调节油门，减/加速e.g.I throttled back as we approached the runway.High tariffs throttle trade between countries.2)to kill or injure someone by holding thei
33、r throat very tightly so that they cannot breathe=strangle使窒息，掐死e.g.He throttled the guard with his bare hands.throttle back:控制，收敛 e.g.He hopes to throttle back on his emotions.,Meaning:Later on,if theyre careless with their spending,they have to control their credit on which their life is dependent
34、 so that they will be able to repay their debts.,focus1text,The Generation D begins adulthood with material comfort and depends too much on credit while the previous generations began their adulthood in reduced circumstances,working their way into material comfort,thus knowing that buying is closely
35、 related to earning.,上海交通大学出版社,2.Text:A Story of Steve Jobs,1.How is the lifestyle of the Generation D different from that of their previous generations?,Back,Next,2 Text:The Debtor Generation,Back,Next,Translation,2 Text:The Debtor Generation,Question about Para.5,5 Experts agree that todays 18-to
36、30-year-olds have more debts than their forebears.Thats especially true of the majority of high school graduates who go on to college or trade school,where people commonly get student loans and credit cards,even if they dont have jobs.,be true of:based on facts and not imagined or invented 合乎事实的；真的；
37、真实的；确实的e.g.Possibly the same is true of social work.The same is true of all political parties.,go on to sth.:next to do something after you have finished doing something else 接着开始另一个项目e.g.Lets go on to the next item on the agenda.,5 专家们认为，现在18至30岁之间的人比他们上几代欠的债更多。尤其对大多数高中毕业就上大学或职业学校的学生来说，情况更是如此。在大学或职
38、业学校里，尽管学生没有工作，通常也可以申请学生贷款和信用卡。,上海交通大学出版社,focus1text,2.What do the experts have in common with regard to their opinions concerning the 18-to 30-year-olds debts?,Experts agree that todays 18-to 30-year-olds have more debts than their forebears.,Back,Next,2 Text:The Debtor Generation,Back,Next,Translat
39、ion,2 Text:The Debtor Generation,Question about Para.6,6 People disagree about whether thats so bad.After all,young adults accept student loans and credit cards gladly and most repay dutifully.But critics worry that corrosive social effects result from the habit of taking on debt before one has suff
40、icient income to repay.,corrosive:a.written gradually making something weaker,and possibly destroying it=damaging 逐步起破坏作用的，损害性的e.g.Fear of unemployment is having a corrosive effect on the countrys economy.,result from:if something results from something else,it is caused by it 由产生e.g.Her injuries re
41、sulted from a fall.cf.result in:to make something happen=cause 造成，导致e.g.The cyclone has resulted in many thousands of deaths.,take on:to agree to do some work or be responsible for something 承担e.g.Dont take on too much work-the extra cash isnt worth it.,6 人们对这种情况是否很糟糕意见不一。毕竟，年轻人很乐意接受学生贷款和信用卡，而且大多数人能
42、尽责地偿还。但是评论家们担心，这种个人还没有足够的收入来还款就背上债务的习惯会造成不良的社会影响。,上海交通大学出版社,focus1text,3.Do people agree on the issue of student debts?What are the two opposing views?,No,they dont.Some believe that young adults accept student loans and credit cards gladly and most repay dutifully.But critics worry that corrosive s
43、ocial effects result from the habit of taking on debt before one has sufficient income to repay.,Back,Next,2 Text:The Debtor Generation,Back,Next,Translation,2 Text:The Debtor Generation,梦想与债务 7 20世纪90年代，负债生活的诱惑日增。学杂费暴涨，联邦政府也提高了学生贷款上限，信用卡在校园市场的推销如火如荼。2000年，78%的大学本科生拥有信用卡。,Dreams and Debt 7 The lure
44、of living on debt increased in the 1990s.Tuition and fees skyrocketed,the federal government increased student loan limits,and credit cards were marketed vigorously on campus.In 2000,78 percent of college undergraduates had credit cards.,tuition:n.1)U the money you pay for being taught 学费e.g.When I
45、started college,tuition was$350 a quarter.2)U teaching,especially in small groups 讲授，教诲e.g.He received private tuition in English.tutor n.someone who gives private lessons to one student or a small group,and is paid directly by them,skyrocket:vi.if a price or an amount skyrockets,it greatly increase
46、s very quickly（指物价等）飞涨，猛涨e.g.The trade deficit has skyrocketed.,vigorous a.using a lot of energy and strength 精力充沛的，元气旺盛的，有力的 e.g.Environmentalists have begun a vigorous campaign to oppose nuclear dumping in the area.vigorously:ad.有力地e.g.They were arguing vigorously on the responsibility of the deat
47、h of the four college students.,Back,Next,Translation,2 Text:The Debtor Generation,8 更微妙的变化到处可见。经济蓬勃发展，复活节假在异国旅游胜地拍摄的MTV充斥荧屏，老友记描述了一群年轻人在曼哈顿宽敞公寓里的舒适生活。二十几岁的年轻人梦想着大学或职业学校一毕业就过上富足的生活。,Question about Para.7-8,8 Subtler changes abounded.The economy boomed,MTV broadcasted from exotic spring-break locales
48、,Friends portrayed young adults living comfortably in roomy apartments in Manhattan.Twenty-somethings expected to live well right out of college or trade school.,Meaning:Delicate changes exist everywhere.,abound:vi.to exist in very large numbers 大量存在，有许多e.g.Grass abounds here all the year round.,boo
49、m:vi.usually in progressive if business,trade,or a particular area is booming,it is increasing and being very successful.迅速发展，繁荣e.g.By the 1980s,the computer industry was booming.booming a.a booming economy baby boomer n.someone born during a period when a lot of babies were born,especially between
50、1946 and 1964,exotic:a.1)something that is exotic seems unusual and interesting because it is related to a foreign country-use this to show approval异国情调的；奇异的e.g.The film retains much of the books exotic flavour.2)From a distant and especially a tropical country.异国的，外来的e.g.Pandas are exotic animals t
